Federal Regulatory Agencies
Here's a look at documents from federal regulatory agencies
Featured Stories
FCC Acts to Bring More Uniform Approach to Handset Unlocking Rules
WASHINGTON, Jan. 13 -- The Federal Communications Commission issued the following news release on Jan. 12, 2026:
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FCC Acts to Bring More Uniform Approach to Handset Unlocking Rules
FCC Waives 2007 Rule that Incentivized Handset Theft and Fraud
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The Federal Communications Commission today took action to bring a more uniform approach to its handset unlocking rules that will benefit consumers. The action also closes a loophole that sophisticated criminal networks and everyday lawbreakers alike have exploited to engage in illicit activity. Specifically, the FCC waived a 2007 rule that required
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WASHINGTON, Jan. 13 -- The Federal Communications Commission issued the following news release on Jan. 12, 2026:
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FCC Acts to Bring More Uniform Approach to Handset Unlocking Rules
FCC Waives 2007 Rule that Incentivized Handset Theft and Fraud
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The Federal Communications Commission today took action to bring a more uniform approach to its handset unlocking rules that will benefit consumers. The action also closes a loophole that sophisticated criminal networks and everyday lawbreakers alike have exploited to engage in illicit activity. Specifically, the FCC waived a 2007 rule that requiredone wireless carrier to unlock their handsets well earlier than standard industry practice, thus creating an incentive for bad actors to steal those handsets for purposes of carrying out fraud and other illegal acts.
Chairman Brendan Carr issued the following statement:
"Sophisticated criminal networks have exploited the FCC's handset unlocking policies to carry out criminal acts--including transnational handset trafficking schemes and facilitating broader criminal enterprises like drug running and human smuggling. By waiving a regulation that incentivized bad actors to target one particular carrier's handsets for theft, we now have a uniform industry standard that can help stem the flow of handsets into the black market."
Additional Background Information:
Under the FCC's 2007 unlocking requirements, Verizon is the only major provider that the FCC requires to unlock its handsets 60 days after activation, which is earlier than standard industry practice. The FCC extended this unique requirement in 2021 as a condition of Verizon's acquisition of Tracfone. Verizon has stated that it "saw a spike in fraud of approximately 55% after TracFone moved from its earlier policy of a one-year lock to Verizon's 60-day lock."
Under today's waiver order from the FCC's Wireless Telecommunications Bureau, Verizon will, like its competitors, provide unlocking services in alignment with the CTIA Consumer Code for Wireless Service, established in 2013. These voluntary unlocking standards cover disclosure, postpaid and prepaid unlocking policies, notice, response time, and unlocking policy for deployed military personnel.
Due to its unique unlocking responsibility, Verizon's unlocked handsets have too often been effectively stolen and resold on the black market, commanding premium prices on the dark web, particularly in countries like Russia, China, and Cuba. The record demonstrates that the 60-day device locking period is insufficient for the company to effectively detect fraud before unlocking takes place. As a result, Verizon phones have been targeted. Time and again, federal and state law enforcement has investigated and prosecuted transnational handset trafficking schemes, finding they facilitate broader criminal enterprises like drug and human smuggling.
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Original text here: https://docs.fcc.gov/public/attachments/DOC-417932A1.pdf
Walmart to Pay $60,000 in EEOC Disability Discrimination Lawsuit
WASHINGTON, Jan. 12 -- The Equal Employment Opportunity Commission issued the following news release:
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Walmart to Pay $60,000 in EEOC Disability Discrimination Lawsuit
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Retailer settles federal suit charging its Farmingdale store refused to accommodate employee's disability and fired her
NEW YORK - Global retailer Walmart will pay $60,000 and provide other relief to settle a disability discrimination suit by the U.S. Equal Employment Opportunity Commission (EEOC), the federal agency announced today.
According to the EEOC's lawsuit, Walmart revoked disability accommodations provided
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WASHINGTON, Jan. 12 -- The Equal Employment Opportunity Commission issued the following news release:
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Walmart to Pay $60,000 in EEOC Disability Discrimination Lawsuit
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Retailer settles federal suit charging its Farmingdale store refused to accommodate employee's disability and fired her
NEW YORK - Global retailer Walmart will pay $60,000 and provide other relief to settle a disability discrimination suit by the U.S. Equal Employment Opportunity Commission (EEOC), the federal agency announced today.
According to the EEOC's lawsuit, Walmart revoked disability accommodations providedto an employee at its Farmingdale, New York supercenter, which allowed her to successfully perform her job as a customer availability process associate since 2017. The employee's managers had given her positive performance ratings, describing her as "very dedicated to her position" and providing "valued performance."
In January 2020, however, Walmart managers who were new to the Farmingdale location discontinued accommodations designed to help the employee, who has hearing, speech and cognitive impairments, to understand her daily assignments. One day, this failure to reasonably accommodate her disabilities led to a conflict about her tasks for the day, which prompted Walmart to fire her for insubordination, according to the suit.
"Federal law prohibits firing an employee because of a disability or the need for a reasonable accommodation," said Kimberly Cruz, regional attorney for the EEOC's New York District Office. "If an employer's unlawful failure to accommodate a disability leads to an employee's termination, the firing itself may also be unlawful under the Americans with Disabilities Act."
Such alleged conduct violates the Americans with Disabilities Act (ADA), which requires the accommodation of disabilities absent undue hardship, and prohibits employers from discharging an employee because of their disability or because of the need to accommodate a disability. The EEOC filed suit in U.S. District Court for the Eastern District of New York (Civil Action No. 1:23-cv-06902) after first attempting to reach a pre-litigation settlement through its conciliation process.
Arlean Nieto, the acting director of the EEOC's New York District Office, said, "The EEOC will continue to hold employers accountable for denying reasonable accommodations to employees with disabilities."
In addition to monetary relief, the consent decree signed on Dec. 17, 2025 resolving the lawsuit requires training for managers and human resources employees on the ADA and reasonable accommodations, compliance-related reporting to the EEOC, and posting of a notice in the workplace informing employees of the settlement and of their rights against discrimination.
For more information on disability discrimination, please visit https://www.eeoc.gov/disability-discrimination.
The EEOC's New York District Office has jurisdiction over New York, northern New Jersey, Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont.
The EEOC is the sole federal agency authorized to investigate and litigate against businesses and other private sector employers for violations of federal laws prohibiting employment discrimination. For public sector employers, the EEOC shares jurisdiction with the Department of Justice's Civil Rights Division; the EEOC is responsible for investigating charges against state and local government employers before referring them to DOJ for potential litigation. The EEOC also is responsible for coordinating the federal government's employment antidiscrimination effort. More information about the EEOC is available at www.eeoc.gov. Stay connected with the latest EEOC news by subscribing to our email updates.
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Original text here: https://www.eeoc.gov/newsroom/walmart-pay-60000-eeoc-disability-discrimination-lawsuit
Statement on FTC Victory Halting Anticompetitive Medical Device Deal
WASHINGTON, Jan. 12 -- The Federal Trade Commission issued the following news release:
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Statement on FTC Victory Halting Anticompetitive Medical Device Deal
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The Federal Trade Commission secured an important victory to lower healthcare costs and expand access to lifesaving medical devices for Americans by halting Edwards Lifesciences Corp.'s (Edwards) proposed acquisition of JenaValve Technology, Inc (JenaValve). On January 9, 2026, after a six-day trial, the U.S. District Court for the District of Columbia granted the FTC's request for a preliminary injunction to temporarily prevent
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WASHINGTON, Jan. 12 -- The Federal Trade Commission issued the following news release:
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Statement on FTC Victory Halting Anticompetitive Medical Device Deal
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The Federal Trade Commission secured an important victory to lower healthcare costs and expand access to lifesaving medical devices for Americans by halting Edwards Lifesciences Corp.'s (Edwards) proposed acquisition of JenaValve Technology, Inc (JenaValve). On January 9, 2026, after a six-day trial, the U.S. District Court for the District of Columbia granted the FTC's request for a preliminary injunction to temporarily preventEdwards from acquiring JenaValve.
The FTC challenged the deal in August 2025, alleging that Edwards' acquisition of JenaValve would reduce competition in the U.S. market for transcatheter aortic valve replacement devices (TAVR-AR devices), which treat a heart condition called aortic regurgitation.
In response to the district court's order, the FTC's Bureau of Competition Director Daniel Guarnera issued the following statement:
"This is a major victory for the Trump-Vance FTC, American patients, and U.S. healthcare innovation. The court's decision preserves the head-to-head competition between Edwards and JenaValve that has expanded treatment options for patients suffering from potentially fatal heart conditions. Americans win when companies compete to create new and, in this case, lifesaving innovations. The FTC will continue vigorously enforcing the antitrust laws to protect American consumers and improve U.S. healthcare for patients and their families through lower costs, higher quality, and more innovation.
I want to congratulate the FTC's trial team, led by the Mergers I Division and our Litigation Group, for its work on this important matter."
In 2024, Edwards executed agreements to acquire both JenaValve and JC Medical, the two leading companies competing to bring TAVR-AR devices to market in the United States. Edwards closed its acquisition of JC Medical in July 2024, and its proposed $945 million acquisition of JenaValve would combine the only two companies with ongoing clinical trials in the United States for a TAVR-AR device.
The FTC alleged that Edwards' acquisition of JenaValve would result in reduced innovation, diminished product quality, and potentially increased prices for consumers in need of a TAVR-AR device.
The FTC's victory follows several recent FTC actions to protect American patients and lower healthcare costs. These actions include:
* FTC Chairman Andrew N. Ferguson's issuance of noncompete warning letters in September 2025 to healthcare employers and staffing companies.
* The FTC's renewed challenges, filed in May 2025, against dozens of improperly listed device patents that shield brand-name epinephrine autoinjectors and asthma, diabetes, and COPD drugs from generic competition. This challenge led to Teva Pharmaceuticals removing more than 200 improper patent listings from the Food and Drug Administration's Orange Book.
In response to the federal court ruling granting the FTC's request for a preliminary injunction, Edwards announced (link is external) that it is no longer acquiring JenaValve.
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Original text here: https://www.ftc.gov/news-events/news/press-releases/2026/01/statement-ftc-victory-halting-anticompetitive-medical-device-deal
Paul Tzur and David Morrell Named Deputy Directors of the Division of Enforcement
WASHINGTON, Jan. 12 -- The Securities and Exchange Commission issued the following news release:
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Paul Tzur and David Morrell Named Deputy Directors of the Division of Enforcement
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The Securities and Exchange Commission today announced that Paul H. Tzur and David M. Morrell have been named as Deputy Directors of the Division of Enforcement. Mr. Tzur joined the Commission on January 6, 2026, as the Deputy Director overseeing the agency's enforcement program in the Chicago, Atlanta, and Miami Regional Offices. Mr. Morrell joined the Commission on January 12, 2026, as the Deputy Director
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WASHINGTON, Jan. 12 -- The Securities and Exchange Commission issued the following news release:
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Paul Tzur and David Morrell Named Deputy Directors of the Division of Enforcement
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The Securities and Exchange Commission today announced that Paul H. Tzur and David M. Morrell have been named as Deputy Directors of the Division of Enforcement. Mr. Tzur joined the Commission on January 6, 2026, as the Deputy Director overseeing the agency's enforcement program in the Chicago, Atlanta, and Miami Regional Offices. Mr. Morrell joined the Commission on January 12, 2026, as the Deputy Directoroverseeing the agency's enforcement program in the New York, Boston, and Philadelphia Regional Offices.
"Paul and David are excellent attorneys and dedicated public servants," said SEC Chairman Paul S. Atkins. "I am delighted to have such talented individuals join the Division of Enforcement to aid in its critical role of protecting investors and the markets."
Mr. Tzur joins the Commission from private practice, where he focused on white collar defense and complex commercial litigation. Before that he served as an Assistant U.S. Attorney in the Northern District of Illinois, where he was a prosecutor in the Securities and Commodities Fraud Section. Mr. Tzur also served in supervisory roles as a deputy chief in the General Crimes Section and later in the Narcotics and Money Laundering Section. Following law school, Mr. Tzur clerked for the Honorable Steven M. Colloton of the U.S. Court of Appeals for the Eighth Circuit. Mr. Tzur received his J.D. from Northwestern University School of Law and his B.S. from Duke University.
Mr. Morrell joins the Commission after his return to private practice, where he focused on civil litigation and government disputes. Before that he served as Deputy Assistant Attorney General in the U.S. Department of Justice (DOJ), Civil Division, where he led the Federal Programs Branch. Prior to that role, he oversaw DOJ's Consumer Protection Branch. Before DOJ, from 2017 to 2019, Mr. Morrell served in the White House as Special Assistant and Associate Counsel to the President and Associate Counsel. Following law school, Mr. Morrell clerked for Justice Clarence Thomas of the U.S. Supreme Court and clerked for Chief Judge Edith H. Jones of the U.S. Court of Appeals for the Fifth Circuit. Mr. Morrell received his J.D. from Yale University and his B.A. from Hillsdale College.
"Paul and David both have a wealth of experience as experienced trial, litigation, and appellate lawyers. Their experience, intellect, and common sense will serve them well as they assume leadership over enforcement investigations and litigations in several offices that play a key role in achieving our investor protection mission. I welcome them to our talented enforcement team," said Judge Margaret A. Ryan, Director of the SEC's Division of Enforcement. "They are very well-regarded practitioners, and I am extremely pleased that Paul and David agreed to return to public service."
Mr. Tzur said, "I am honored and thrilled to be joining the SEC. I look forward to working with Chairman Atkins, the Commission, and Director Ryan to identify and pursue sensible enforcement actions that aim to protect investors and maintain U.S. markets as the most trusted in the world."
"It is a privilege to join the Division of Enforcement in advancing its mission of protecting the integrity of our financial markets through proper enforcement of U.S. securities laws," said Mr. Morrell.
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Original text here: https://www.sec.gov/newsroom/press-releases/2026-4-paul-tzur-david-morrell-named-deputy-directors-division-enforcement
FTC is Seeking Information from 20 Universities on Sports Agents' Compliance with Law Aimed at Protecting Student Athletes
WASHINGTON, Jan. 12 -- The Federal Trade Commission issued the following news release:
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FTC is Seeking Information from 20 Universities on Sports Agents' Compliance with Law Aimed at Protecting Student Athletes
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The Federal Trade Commission is seeking information from 20 universities about whether sports agents who work with student athletes have complied with requirements of the Sports Agent Responsibility and Trust Act (SPARTA), which requires specific disclosures to student athletes and notice to schools.
"Agents that work with student athletes have responsibilities and legal requirements
... Show Full Article
WASHINGTON, Jan. 12 -- The Federal Trade Commission issued the following news release:
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FTC is Seeking Information from 20 Universities on Sports Agents' Compliance with Law Aimed at Protecting Student Athletes
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The Federal Trade Commission is seeking information from 20 universities about whether sports agents who work with student athletes have complied with requirements of the Sports Agent Responsibility and Trust Act (SPARTA), which requires specific disclosures to student athletes and notice to schools.
"Agents that work with student athletes have responsibilities and legal requirementsincluding notifying colleges and universities when their student athletes have signed agent contracts," said Christopher Mufarrige, Director of the FTC's Bureau of Consumer Protection. "This inquiry is aimed at better understanding whether sports agents are complying with the law and the degree to which student athletes are being protected."
Under SPARTA, enacted in 2004, agents must provide a student athlete with a required disclosure, including specific language requirements, before entering into a contract. Agents must also notify a student athlete's school within 72 hours after entering into a contract with a student athlete or before the next athletic event the student athlete is eligible to participate in, whichever is earlier. The law also prohibits agents from directly or indirectly recruiting a student athlete by giving them any false or misleading information, making a false promise or representation, or providing anything of value to a student athlete or anyone associated with the athlete, before they enter into an agency contract.
In letters sent to the 20 universities, which all have NCAA Division I sports programs, FTC staff is seeking information about whether sports agents are providing disclosures required under the law, including:
* date(s) when the athlete agents notified the schools that the student athlete had entered into an agency contract;
* the name of the agent; and
* whether the schools have received complaints or reports about an athlete agent's relationship with a student athlete.
The letters request responses from the schools by March 23, 2026.
Student athletes, parents, or schools who have concerns about matters related to sports agents and agents' compliance with SPARTA can submit a report to the FTC.
The lead staffer on this matter is Joshua M. Bransford in the FTC's East Central Regional Office.
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Original text here: https://www.ftc.gov/news-events/news/press-releases/2026/01/ftc-seeking-information-20-universities-sports-agents-compliance-law-aimed-protecting-student
Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
WASHINGTON, Jan. 12 -- The Consumer Financial Protection Bureau issued the following news release:
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Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
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The Consumer Financial Protection Bureau and the Department of Justice (together, the "agencies") announced today that they have withdrawn a joint statement regarding the implications of a creditor's consideration of an individual's immigration status under the Equal Credit Opportunity Act (ECOA).
On October 12, 2023, the agencies
... Show Full Article
WASHINGTON, Jan. 12 -- The Consumer Financial Protection Bureau issued the following news release:
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Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
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The Consumer Financial Protection Bureau and the Department of Justice (together, the "agencies") announced today that they have withdrawn a joint statement regarding the implications of a creditor's consideration of an individual's immigration status under the Equal Credit Opportunity Act (ECOA).
On October 12, 2023, the agenciespublished a joint statement cautioning that creditor policies related to an applicant's immigration or citizenship status could, in certain circumstances, run afoul of ECOA's and Regulation B's prohibition of discrimination on the basis of protected classes, including race and national origin. The agencies withdrew the joint statement to avoid any conflict with the express language of ECOA and its implementing regulation, Regulation B.
"For decades, ECOA regulations have permitted lenders to consider a borrower's lawful residence status and other information necessary to protect their rights and remedies with respect to repayment," said Acting Director Russell Vought at the Consumer Financial Protection Bureau. "We are correcting the last administration's attempt to ignore these well-accepted and common-sense principles of our nation's fair lending laws."
"The federal government is committed to avoiding statements that could confuse the law or imply compliance standards for civil rights laws that lack any statutory or regulatory basis," said Assistant Attorney General Harmeet K. Dhillon at the Justice Department's Civil Rights Division. "This administration is restoring alignment with established federal civil rights law rather than continuing the prior administration's ideologically-driven departures."
ECOA and Regulation B respectively permit creditors to consider pertinent elements of credit-worthiness and information necessary to protect creditor rights and remedies, including a borrower's immigration or citizenship status. The agencies also believe withdrawal is appropriate to avoid any confusion that lenders may legitimately consider immigration status under several circumstances, including when necessary to avoid financial risks and to comply with other laws. In addition, withdrawal is appropriate to address any misimpression that the joint statement interprets 42 U.S.C. SS 1981 to confer any liability under the statute that has not already been recognized by courts. Finally, the agencies believe withdrawal is appropriate to avoid any unnecessary burdens from new or increased compliance efforts.
Read the Withdrawal of Joint Statement on the Equal Credit Opportunity Act and Noncitizen Borrowers
Contact
Office of Communications
Rachel.Cauley@cfpb.gov
Alexandra.McCandless@cfpb.gov
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Original text here: https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-and-the-department-of-justice-withdraw-joint-statement-on-fair-lending-and-credit-opportunities-for-noncitizen-borrowers/
Chairman Selig Launches the CFTC Innovation Advisory Committee
WASHINGTON, Jan. 12 -- The Commodity Futures Trading Commission issued the following news release:
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Chairman Selig Launches the CFTC Innovation Advisory Committee
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CEO Innovation Council Expected to be Among Charter Members
WASHINGTON -Commodity Futures Trading Commission Chairman Michael S. Selig today launched the Innovation Advisory Committee to gather expertise and recommendations on innovation in financial markets. The IAC has been renamed from the former Technology Advisory Committee. The body will include a balance of viewpoints representing the financial industry, regulatory
... Show Full Article
WASHINGTON, Jan. 12 -- The Commodity Futures Trading Commission issued the following news release:
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Chairman Selig Launches the CFTC Innovation Advisory Committee
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CEO Innovation Council Expected to be Among Charter Members
WASHINGTON -Commodity Futures Trading Commission Chairman Michael S. Selig today launched the Innovation Advisory Committee to gather expertise and recommendations on innovation in financial markets. The IAC has been renamed from the former Technology Advisory Committee. The body will include a balance of viewpoints representing the financial industry, regulatorybodies, financial technology providers, public interest groups, academia, and market infrastructure firms.
Chairman Selig will sponsor this committee and intends to nominate the CEO Innovation Council participants as its charter members. Selig is also seeking nominations for additional IAC membership. Submissions must be received by January 31, 2026.
"A wide range of novel technologies are enabling the creation of entirely new products, platforms, and businesses and transforming the financial markets landscape," Chairman Selig said. "Innovators are harnessing technologies such as artificial intelligence, blockchain, and cloud computing to modernize legacy financial systems and build entirely new ones. Under my leadership, the Commission will develop fit-for-purpose market structure regulations for this new frontier of finance. The Innovation Advisory Committee will play a critical role in advising the Commission on the commercial, economic, and practical considerations of emerging products, platforms, and business models in the financial markets so that it can develop clear rules of the road for the Golden Age of American Financial Markets."
The IAC's charter states: The IAC's objectives and scope of activities shall be to provide advice and recommendations to the Commission. The IAC will assist the Commission in identifying and understanding and by providing advice on the impact and implications of technological innovation in the financial services, derivatives, and commodity markets. The IAC will provide advice on the application and utilization of new technologies in financial services, derivatives, and commodity markets, as well as by market professionals and market users. The IAC may further provide advice to the Commission on the appropriate level of investment in technology at the Commission to meet its surveillance and enforcement responsibilities, and inform the Commission's consideration of technology-related issues to support the Commission's mission of ensuring the integrity of the markets and achievement of other public interest objectives.
The public is invited to nominate individuals for the IAC and propose potential topics to prioritize. Each nomination submission should include relevant information about the nominee, such as the individual's name, title, and organizational affiliation as well as information that supports the individual's qualifications for selection. The submission should also include suggestions for potential topics to prioritize as well as the name and email or mailing address of the person nominating the individual. IAC Nominations and topic suggestions should be IAC@CFTC.gov by January 31, 2026. Submission of a nomination is not a guarantee of selection.
About CFTC Advisory Committees
The CFTC oversees five active advisory committees. They were created to provide advice and recommendations to the Commission on a variety of regulatory and market issues that affect the integrity and competitiveness of U.S. markets. The advisory committees facilitate communication between the Commission and market participants, other regulators, and academics. The views, opinions, and information expressed by the advisory committees are solely theirs and do not necessarily reflect the views of the Commission, its staff, or the U.S. government.
Paperwork Reduction Act
Notwithstanding any other provisions of the law, no person is required to respond to, nor shall any person be subjected to a penalty for failure to comply with, a collection of information subject to the requirements of the Paperwork Reduction Act, unless that collection of information displays a currently valid OMB Control Number. For this collection, OMB has issued control number 3038-0119.
Privacy Act of 1974
The information we collect about you is covered by the Privacy Act of 1974. The CFTC is providing this statement to you as required by 5 U.S.C. 552a(e)(3). We are authorized to collect information from you pursuant to the Federal Advisory Committee Act, 5 U.S.C. 1001 et seq., and 7 U.S.C. 2(a)(15). The purpose of this collection is to maintain information on CFTC advisory committee and subcommittee applicants and members, and those who make recommendations for committee or subcommittee memberships or otherwise interact with the CFTC regarding its advisory committees and subcommittees. The CFTC will use the information primarily for the administration of its advisory committees and subcommittees, including as part of the member evaluation and selection process. The CFTC may also share your information externally as a "routine use" with, for example, committee and subcommittee Chairs and co-Chairs to conduct committee and subcommittee activities, the public as permitted or required to provide information about the committee or subcommittee and receive input regarding the work of the committee or subcommittee, and with other Federal agencies and entities as necessary for oversight, litigation, and breach response. For a complete list of routine uses, please see the CFTC's system of records notice CFTC-58 Advisory Committees, available at https://www.cftc.gov/ privacy and 88 FR 20146. Providing the requested information is voluntary, but if you choose not to provide it, the CFTC may not be able to consider you for membership on an advisory committee or subcommittee, or effectively administer its advisory committee or subcommittee activities.
-CFTC-
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Original text here: https://www.cftc.gov/PressRoom/PressReleases/9167-26
