Wednesday - November 11, 2026

Artificial Intelligence Payment Timing Models

ALEXANDRIA, Virginia, Nov. 10 -- WELLS FARGO BANK, N.A., San Francisco, California has been assigned a patent (No. US 12793082 B2, initially filed June 14, 2024) developed by five inventors Shawn Anthony Hetrick, Des Moines, Iowa; Heather Charlotte Pemble, Johnston, Iowa; Brian J. Hein, Johnston, Iowa; John Ellsworth Quinnell, West Des Moines, Iowa; and Andrew M. Waddill, Ankeny, Iowa, for "Artificial intelligence payment timing models." . . .

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