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American Action Forum Issues Commentary: 21st Century Dollars - Primer on Central Bank Digital Currencies
August 07, 2026
WASHINGTON, Aug. 7 -- The American Action Forum issued the following commentary on Aug. 6, 2026, by policy fellow Oren Swagel:

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21st Century Dollars: a Primer on Central Bank Digital Currencies

Executive Summary

* The recently enacted 21st Century ROAD to Housing Act prohibits the Federal Reserve from issuing a "publicly available" retail Central Bank Digital Currency (CBDC) - a digital analog to cash - until at least 2031; eve . . .

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