Saturday - May 9, 2026
Fed: Subprime Auto Lending - Trends in Buy Here Pay Here Auto Lending
May 09, 2026
WASHINGTON, May 9 -- The Federal Reserve issued the following Fed Notes article:

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Subprime Auto Lending: Trends in Buy Here Pay Here Auto Lending

Olena Chyruk, David Cox, Lily Liu, James Wang, and Stephen Zoulalian

Introduction

Buy Here Pay Here (BHPH) auto dealers occupy a unique position in the auto market by serving as both the seller and financier of vehicles to their customers. This contrasts with traditional auto dealers . . .

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