Tuesday - May 5, 2026
Federal Reserve Bank of St. Louis: 'The Determinants of Mortgage Denial Using Public Data'
May 05, 2026
ST. LOUIS, Missouri, May 5 (TNSLrpt) -- The Federal Reserve Bank of St. Louis issued the following white paper (No. 2026-007) on April 29, 2026, by Carlos Garriga and Manu Garcia entitled "The Determinants of Mortgage Denial Using Public Data."

Here are excerpts:

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We analyze over 30 million home purchase mortgage applications from 2018-2024 using publicly available Home Mortgage Disclosure Act (HMDA) data to study the determinants of mortgage . . .

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