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American Action Forum Issues Commentary: 401(k)-Funded Down Payment - Making the Problem Worse
February 20, 2026
WASHINGTON, Feb. 20 -- The American Action Forum issued the following commentary on Feb. 19, 2026, by Fred Ashton, director of competition policy:

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401(k)-funded Down Payment: Making the Problem Worse

Executive Summary

* Americans name "affordability" as a top concern in public opinion polling, spurring policymakers to propose a plethora of initiatives to address the problem - among them an administration and congressional propos . . .

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