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Federal Reserve Bank of Philadelphia Consumer Finance Institute: 'Explaining Contract Heterogeneity in the Credit Card Market'
February 07, 2026
PHILADELPHIA, Pennsylvania, Feb. 7 (TNSLrpt) -- The Federal Reserve Bank of Philadelphia's Consumer Finance Institute issued a consumer credit working paper in Feb. 2026 by Satyajit Chatterjee and Burcu Eyigungor entitled "Explaining Contract Heterogeneity in the Credit Card Market."

Here is the abstract:

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Administrative data are used to establish patterns in contract terms, usage, and default rates of anonymized individual credit card a . . .

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