American Enterprise Institute: 'Credit Score Debate'
January 28, 2026
January 28, 2026
WASHINGTON, Jan. 28 (TNSLrpt) -- The American Enterprise Institute issued the following report on Jan. 26, 2026 by Edward J. Pinto, Tobias Peter and Sissi Li entitled "The Credit Score Debate."
Here are excerpts:
* * *
In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. This report highlights:
* A comparison of the predictiveness of VantageScore 4.0 and Classic FICO< . . .
Here are excerpts:
* * *
In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. This report highlights:
* A comparison of the predictiveness of VantageScore 4.0 and Classic FICO< . . .