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Federal Reserve Bank of Philadelphia Consumer Finance Institute: 'Precision Without Labels: Detecting Cross-Applicants in Mortgage Data Using Unsupervised Learning'
September 13, 2025
PHILADELPHIA, Pennsylvania, Sept. 13 (TNSLrpt) -- The Federal Reserve Bank of Philadelphia's Consumer Finance Institute issued a working paper in September 2025 entitled "Precision Without Labels: Detecting Cross-Applicants in Mortgage Data Using Unsupervised Learning."

Here are excerpts:

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1 Introduction

The Home Mortgage Disclosure Act (HMDA) data is a leading example of a consumer finance dataset at the account level that . . .

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