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Interagency Statement on the Use of Alternative Data in Credit Underwriting
December 13, 2019
WASHINGTON, Dec. 13 -- The Federal Deposit Insurance Corporation issued the following financial institution letter (No. FIL-82-2019):


The FDIC, the Federal Reserve Board, the Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, and the National Credit Union Administration (the Agencies) issued an interagency statement on the use of alternative data in underwriting by banks, credit unions, and nonbank financial firms. The statemen . . .

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