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Federal Reserve Bank of Philadelphia Consumer Finance Institute: 'Do Recent Auto Loan Delinquency Rates Overstate Borrower Distress?'
April 07, 2026
PHILADELPHIA, Pennsylvania, April 7 (TNSLrpt) -- The Federal Reserve Bank of Philadelphia's Consumer Finance Institute issued a report in April 2026 entitled "Do Recent Auto Loan Delinquency Rates Overstate Borrower Distress?"

Here are excerpts:

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After considering several possible explanations, we focus on deconstructing the severe delinquency rate -- the number of auto loans that are 60 or more days delinquent -- to better understand wh . . .

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