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Federal Reserve Bank of Richmond: 'Why Do Firms Pay Different Interest Rates on Their Bank Loans?'
February 28, 2026

RICHMOND, Virginia, Feb. 28 (TNSLrpt) -- The Federal Reserve Bank of Richmond issued the following white paper (No. 26-03) in Feb. 2026 by Mary Amiti, Anil K. Kashyap, Anna Kovner and David E. Weinstein entitled "Why Do Firms Pay Different Interest Rates on Their Bank Loans?."

Here are excerpts:

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We document significant variation in interest rates among similar commercial and industrial loans using confidential supervisory data on the largest . . .

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