Fed: Assessing Bank Resilience to a Funding Shock
February 18, 2026
February 18, 2026
WASHINGTON, Feb. 18 -- The Federal Reserve issued the following Fed Notes article:
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Assessing Bank Resilience to a Funding Shock
Faith Achugamonu, Tim Schmidt-Eisenlohr, and Matthew P. Seay/1
Introduction
Deposits are the largest source of funding for U.S. banks, representing approximately two-thirds of liabilities. Deposits also remain key to bank profitability, as they typically function as a stable source of long-term fundi . . .
* * *
Assessing Bank Resilience to a Funding Shock
Faith Achugamonu, Tim Schmidt-Eisenlohr, and Matthew P. Seay/1
Introduction
Deposits are the largest source of funding for U.S. banks, representing approximately two-thirds of liabilities. Deposits also remain key to bank profitability, as they typically function as a stable source of long-term fundi . . .