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SBA Introduces Alternative Base Rates for 7(a) Loan Program
February 10, 2026
WASHINGTON, Feb. 10 (TNSFR) -- The Small Business Administration is expanding interest rate options for entrepreneurs by introducing three alternative base rates for variable interest rate loans. These options apply to the 7(a) Loan Program and associated pilot programs starting March 1, 2026.

Under current regulations, lenders primarily use the prime rate or the Optional Peg Rate to determine interest for guaranteed loans. Beginning March 1, 2026, lenders may also select the 5-year . . .

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