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Western University: Expert Explainer - The Real Cost of Buy Now, Pay Later
January 31, 2026
LONDON, Canada, Jan. 31 -- Western University issued the following news:

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Expert explainer: The real cost of buy now, pay later

Convenience and ease of spread-out payments drive increased spending

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At first glance, buy now, pay later (BNPL) sounds like a win-win: lower upfront costs for shoppers, higher conversion rates for retailers. No interest. No pressure. Just flexibility.

But is BNPL - also known as an inst . . .

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