Wednesday - December 24, 2025
FDIC Issues Proposed Rule for Bank Stablecoin Issuance
December 19, 2025
WASHINGTON, Dec. 19 (TNSFR) -- The Federal Deposit Insurance Corp. has issued a proposed rule to establish a regulatory framework for U.S. banks seeking to issue payment stablecoins through subsidiaries.

This action implements the application provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), which became law on July 18, 2025.

Under the proposal, an FDIC-supervised institution must obtain agency approval before a subsid . . .

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