Wednesday - December 24, 2025
Consumer Protection Bureau Adjusts Mortgage, Credit Card Thresholds for 2026
December 14, 2025
WASHINGTON, Dec. 14 (TNSFR) -- The Consumer Financial Protection Bureau has issued a final rule which implements the Truth in Lending Act (TILA). This rule adjusts the dollar amounts for various lending provisions including those under the Home Ownership and Equity Protection Act of 1994 (HOEPA) and the Dodd-Frank Wall Street Reform and Consumer Protection Act.

These annual adjustments are based on the change in the Consumer Price Index (CPI) as of June 1, 2025. The Bureau of Labor . . .

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