Consumer Financial Protection Bureau, Federal Reserve Announce $73,400 Credit Exemption Threshold
December 14, 2025
December 14, 2025
WASHINGTON, Dec. 14 (TNSFR) -- The Consumer Financial Protection Bureau and the Federal Reserve System are issuing final rules to amend the dollar threshold for exempt consumer credit transactions under the Truth in Lending Act (TILA). The exemption threshold will increase from $71,900 to $73,400.
This adjustment is mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act, which requires the threshold for TILA-exempt transactions to be adjusted annually based on the . . .
This adjustment is mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act, which requires the threshold for TILA-exempt transactions to be adjusted annually based on the . . .