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Federal Reserve Bank of Philadelphia Consumer Finance Institute: 'Financial Consequences of Student Loan Delinquency, Default, and Servicer Quality'
December 09, 2025
PHILADELPHIA, Pennsylvania, Dec. 9 (TNSLrpt) -- The Federal Reserve Bank of Philadelphia's Consumer Finance Institute issued a working paper in December 2025 entitled "Financial Consequences of Student Loan Delinquency, Default, and Servicer Quality."

Here are excerpts:

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1 Introduction

Student loan debt currently is the third largest form of household debt after mortgages and auto loans (Federal Reserve Bank of New York, 202 . . .

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