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Federal Reserve Bank of Richmond: Consumer Costs From Phasing Out the Penny and Potential Nickel Elimination
July 23, 2025
RICHMOND, Virginia, July 23 (TNSLrpt) -- The Federal Reserve Bank of Richmond issued an Economic Brief (No. 25-27) titled 'Rounding Up: The Impact of Phasing Out the Penny,' authored by Zhu Wang and Russell Wong and published on July 11, 2025. The report examines the financial consequences for consumers and the U.S. Treasury resulting from the expected halt in penny production by early 2026, leveraging data from the 2023 Diary of Consumer Payment Choice (DCPC).

The discont . . .

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