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University of Missouri: Banks Using AI are Better at Identifying Creditworthy Borrowers From Afar, New Study Finds
May 29, 2025
COLUMBIA, Missouri, May 29 -- The University of Missouri issued the following news release:

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Banks using AI are better at identifying creditworthy borrowers from afar, new study finds

A Mizzou researcher found that banks with greater AI usage offer distant borrowers lower interest rates and see loan defaults less often.

By Brian Consiglio

Artificial intelligence could be a game changer for small businesses struggling to secure . . .

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