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Federal Reserve Bank of Richmond: "How Do Banks Choose Where to Place Branches?"
February 12, 2025
RICHMOND, Virginia, Feb. 12 (TNSres) -- The Federal Reserve Bank of Richmond issued the following economic brief (No. 25-06) in Feb. 2025 by Lindsay Li and Nicholas Trachter entitled "How Do Banks Choose Where to Place Branches?"

Here are excerpts:

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Prior to the 1980s, U.S. banks faced restrictions on where they could open branches, which essentially confined them to their home states. Subsequent deregulation over the next two decades elimina . . .

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