WASHINGTON, Aug. 21 -- The Senate Health, Education, Labor and Pensions subcommittee on Primary Health and Retirement Security issued the following testimony by Vishal Jain, vice president with Prudential Financial's Workplace Solutions Group, at a hearing entitled "Financial Literacy: the Starting Point for a Secure Retirement":

"Good afternoon, I am Vishal Jain. I am a vice president with Prudential Financial, Inc.' s Workplace Solutions Group.