WASHINGTON, Dec. 13 (TNSLrpt) -- The Congressional Research Service issued the following report (No. R46980) on Dec. 11, 2025, entitled "Single-Family Mortgage Pricing and Primary Market Policy Issues:" (Continued from Part 1 of 2) * * * Discouraging High-Cost Mortgage Offerings Regulators currently have large amounts of data regarding creditworthy prime borrowers with similar and more predictable prepayment and default rates. The APOR used to determine HMDA rate spread eligibility is large  more