PHILADELPHIA, Pennsylvania, Nov. 9 (TNSLrpt) -- The Federal Reserve Bank of Philadelphia's Consumer Finance Institute issued a speech in November 2025 entitled "Staying Ahead of the Curve: Twenty-Five Years of Consumer Finance Excellence." Here are excerpts: * * * This year holds special significance because we are celebrating 25 years of the Consumer Finance Institute's leadership in consumer credit and payments research. I'm going to brag a little bit about the Consumer Finance Institute an  more