ASHEVILLE, North Carolina, Sept. 21 -- The U.S. Department of Homeland Security's Federal Emergency Management Agency issued the following news release: As part of the disaster assistance process, FEMA must determine ownership and occupancy of damaged primary residences. Recently, the agency took steps to make it easier for disaster survivors in Buncombe, Haywood and Transylvania counties who experienced flooding from Tropical Storm Fred to verify ownership and occupancy. Owners and renters mu  more