Trade Associations
Here's a look at documents from national and international trade associations
Featured Stories
LIMRA: U.S. Individual Life Insurance Sales Post Double-Digit Premium and Policy Sales Growth in the Third Quarter
ATLANTA, Georgia, Nov. 14 -- LOMA, a provider of services to improve business management and operation through quality employee training and development, research and information sharing, issued the following news release:
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LIMRA: U.S. Individual Life Insurance Sales Post Double-Digit Premium and Policy Sales Growth in the Third Quarter
WINDSOR, Conn. -- Total new annualized premium increased 16% year over year to $4.3 billion in the third quarter, according to LIMRA's preliminary individual life insurance sales results, which represent 80% of the U.S. market. The number of policies sold
... Show Full Article
ATLANTA, Georgia, Nov. 14 -- LOMA, a provider of services to improve business management and operation through quality employee training and development, research and information sharing, issued the following news release:
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LIMRA: U.S. Individual Life Insurance Sales Post Double-Digit Premium and Policy Sales Growth in the Third Quarter
WINDSOR, Conn. -- Total new annualized premium increased 16% year over year to $4.3 billion in the third quarter, according to LIMRA's preliminary individual life insurance sales results, which represent 80% of the U.S. market. The number of policies soldrose 10% in the third quarter.
In the first nine months of 2025, new annualized premium totaled $12.8 billion, up 13% over the prior year. Policy count rose 6% year to date (YTD).
"It was another strong quarter for individual life insurance sales. All product lines except for fixed universal life recorded positive premium and policy sales growth. Importantly, the growth was widespread with two-thirds of participating carriers reporting premium growth and more than half posting higher policy sales year over year," said Sean Grindall, senior vice president and head of Life & Annuities, LIMRA and LOMA. "LIMRA expects this sales trend to continue through the end of 2025 with sales growth moderating over the next few years."
Whole Life
For the fourth consecutive quarter, whole life (WL) sales posted positive growth. WL new premium totaled $1.5 billion in the third quarter, 12% above the prior year's results. The number of WL policies sold surged 18% in the quarter, marking the biggest growth in since at least 1990.
"Final expense and other smaller-face whole life policies continue to drive overall WL sales growth -- both in premium and policy count," said Karen Terry, corporate vice president and head of LIMRA Insurance Research. "Half of the WL carriers and most of the top ten reported gains in the third quarter. Historically, we see consumers gravitate toward WL products when facing uncertain economic conditions. We expect sales to remain positive through 2025 and 2026."
YTD, WL new premium climbed 6% to $4.6 billion, compared with the prior year's results. Policy count grew 11% year over year. WL new premium represented 36% of the total life insurance market in the first nine months of 2025.
Variable Universal Life
Variable universal life (VUL) new premium surged 46% to $751 million in the third quarter, driving overall premium growth. The number of policies sold grew 6% in the quarter. Less than half of the VUL writers reported sales gains in the third quarter, but this includes eight of the top 10 carriers, which represent 90% of the new annualized premium collected.
VUL new premium totaled $1.9 billion in the first months of 2025, up 35% year over year and policy count improved 5%. In the first three quarters of 2025, VUL held 15% of the total U.S. individual life insurance market.
Term Life Insurance
Term life new premium totaled $754 million, 4% above third quarter 2024 results. Policy count increased 4% in the quarter. Several carriers attribute their growth to rising consumer interest, underwriting automation and expanded distribution.
In the first nine months of 2025, term new premium increased 2% year over year to $2.3 billion. The number of policies sold grew 1% over the same period in 2024. Term life new premium represented 18% of total sales YTD.
Indexed Universal Life
In the third quarter, indexed universal life (IUL) new premium was just over $1 billion. Nine of the top ten IUL writers reported growth, citing expanded distribution, enhanced products, and a strong equity market. Policy count improved 8% in the third quarter.
YTD, IUL new premium reached a record high $3.2 billion, 20% higher than the prior year's results. IUL policy count increased 6% in the first nine months of 2025. IUL new premium represented 25% of the total U.S. life insurance market in the first three quarters of 2025.
Fixed Universal Life
Fixed universal life (fixed UL) sales fell for the fourth consecutive quarter. New fixed UL premium dropped 2% in the third quarter to $249 million. Policy count slipped 1% from the third quarter of 2024 results.
In the first nine months of the year, fixed UL new premium was $732 million, 4% lower than the prior year's results and policy count contracted 6%. Fixed UL new premium held 6% of the U.S. life insurance market in the first nine months of 2025.
For more details on the sales results, go to Life Insurance Sales Growth Rates (2025 Third Quarter) (https://www.limra.com/en/SysSiteAssets/newsroom/fact-tank/sales-data/2025/3q/u.s.-individual-life-insurance-sales-growth-rates-preliminary-2025-third-quarter.pdf) in LIMRA's Fact Tank (https://www.limra.com/en/newsroom/fact-tank/).
LIMRA's Retail Individual Life Insurance Sales Survey represents 80% of the U.S. life insurance market. With more than 100 years of expertise, LIMRA conducts over 80 benchmark studies -- producing nearly 500 reports annually -- for our members and the industry as a whole. These studies provide trusted insights and a comprehensive understanding of market dynamics, trends, and behaviors.
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About LIMRA
Serving the industry since 1916, LIMRA offers industry knowledge, insights, connections, and solutions to help more than 700 member organizations navigate change with confidence. Visit LIMRA at www.limra.com.
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Original text here: https://www.loma.org/en/news/press-releases/2025/limra-u.s.-individual-life-insurance-sales-post-double-digit-premium-and-policy-sales-growth-in-the-third-quarter/
[Category: Financial Services]
ERIC and More Than 100 Groups: Don't Repeat History, Enact PBM Reform
WASHINGTON, Nov. 14 -- The ERISA Industry Committee issued the following news release on Nov. 12, 2025:
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ERIC and More than 100 Groups: Don't Repeat History, Enact PBM Reform
The ERISA Industry Committee (ERIC) and more than 100 stakeholder groups representing employers, workers, patients, providers, consumers, industry stakeholders, and more, today called on Congress to act with urgency to enact strong pharmacy benefit manager (PBM) reforms this year.
"Last December, House and Senate leaders put forth a bipartisan health care package that would have taken important steps towards PBM transparency
... Show Full Article
WASHINGTON, Nov. 14 -- The ERISA Industry Committee issued the following news release on Nov. 12, 2025:
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ERIC and More than 100 Groups: Don't Repeat History, Enact PBM Reform
The ERISA Industry Committee (ERIC) and more than 100 stakeholder groups representing employers, workers, patients, providers, consumers, industry stakeholders, and more, today called on Congress to act with urgency to enact strong pharmacy benefit manager (PBM) reforms this year.
"Last December, House and Senate leaders put forth a bipartisan health care package that would have taken important steps towards PBM transparencyand accountability. Unfortunately, Congress failed to pull them over the one-yard line and closed 2024 with nothing done to improve affordability --again," said Melissa Bartlett, ERIC's Senior Vice President of Health Policy. "Without action to enact these reforms, we risk repeating history and ending another year with employers and working families still struggling with the high cost of prescription drugs. Congress needs to finish what it started and advance these measures."
The December 2024 package contained strong PBM transparency and accountability reforms in the employer-sponsored insurance market and in federal and state programs, including:
* Full transparency of PBM practices, including business arrangements, financial incentives, and formulary design.
* Banning spread pricing, which allows PBMs to profit from the difference between what they charge insurers and reimburse pharmacies, in the Medicaid program.
* Requiring PBMs to pass 100% of rebates, discounts, fees, and other payments from drug manufacturers to plan sponsors and patients.
* De-linking PBM compensation from the list prices of drugs in the Medicare program.
Bartlett added, "Every day without action is a day that Americans are forced to choose between their health and their financial stability. These policies have strong support on both sides of the aisle, and are the culmination of 7 years of legislative debate and fine-tuning. But the window for action is closing fast. Congress should pass the bipartisan, bicameral health care package from last December without delay."
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All media inquiries to The ERISA Industry Committee should be directed to media@eric.org.
About The ERISA Industry Committee
ERIC is a national advocacy organization that exclusively represents large employers that provide health, retirement, paid leave, and other benefits to their nationwide workforces. With member companies that are leaders in every sector of the economy, ERIC advocates on the federal, state, and local levels for policies that promote flexibility and uniformity in the administration of their employee benefit plans.
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November 11, 2025
Dear Members of Congress,
As Congress continues its work to improve health care access and affordability, the undersigned organizations urge you to pass comprehensive Pharmacy Benefit Manager (PBM) transparency and accountability reform measures before the end of the year. Together, we represent millions of employers and patients across the United States--employees and families who are directly impacted by the opaque and often harmful practices of PBMs.
PBMs play a powerful role in determining which medications are accessible and affordable. Today, three PBMs process nearly 80% of prescription drug claims in the U.S., giving them immense market power.
This consolidation has created a skewed marketplace that drives up drug costs, limits patient choice, and makes it difficult for employers to negotiate contract terms for medications. Patients living with chronic and acute conditions face delays, denials, and unaffordable prices for life-saving medications, even with most employers paying 80 percent or more of employees' health care costs. These consequences are real, and they are urgent to address.
We are united in calling for meaningful reform that prioritizes transparency, accountability, and patient access. Specifically, we urge Congress to take up the PBM policies included in the December 2024 health care package, agreed to by both Chambers, and intended to be included in the year-end continuing resolution. These policies were so close to becoming law last December and it is time for Congress to finish what it started and enact these measures at its first opportunity.
Over 160 million Americans receive their health care through employer-sponsored coverage. These Americans, along with those covered under federal and state programs, deserve full transparency about how their health care dollars are being spent and with savings to be directed to their benefit, not the pockets of PBMs. The health policies contained in the December 2024 package take an important first step at providing transparency and reforms both in the employer-sponsored insurance market and in federal and state programs, including:
* Full transparency of PBM practices, including business arrangements, financial incentives, and formulary design.
* Banning spread pricing, which allows PBMs to profit from the difference between what they charge for insurers and reimburse pharmacies.
* 100% pass-through of rebates, discounts, fees, and other payments from drug manufacturers to plan sponsors and patients.
* De-linking PBM compensation from drug prices.
These policies have broad bipartisan support and reflect the needs of both employers and patients.
Every day without action is a day in which Americans are forced to make impossible choices--between their health and their financial stability. These changes are imperative to ensure a free market operates as intended, without steering plans and patients toward higher-priced medications and making health care unaffordable. We firmly believe that congressional action is necessary to correct the dysfunction present in the marketplace.
We urge Congress to seize this opportunity to enact overdue PBM reform that restores fairness, transparency, and access to our health care system for millions of Americans.
Sincerely,
Advancing Free Market Healthcare - Wisconsin
AffirmedRx
AiArthritis
Alliance for Aging Research
Alliance for Transparent and Affordable Prescriptions (ATAP)
The ALS Association
American Academy of Allergy, Asthma & Immunology
American Behcet's Disease Association (ABDA)
American College of Clinical Pharmacy
American College of Gastroenterology
American College of Rheumatology
American Diabetes Association
American Economic Liberties Project
American Foundation for Women's Health
American Gastroenterological Association
American Kidney Fund
American Liver Foundation
American Society of Plastic Surgeons
American Staffing Association
America's Agenda
AnCan Foundation
Arthritis Foundation
Association for Accessible Medicines and the Biosimilars Council
Asthma and Allergy Foundation of America
Autoimmune Association
Beta Cell Action
The Biosimilars Forum
Biotechnology Innovation Organization
Blood Cancer United (Formerly The Leukemia & Lymphoma Society)
Blue Shield of California
GTMRx Institute
The Headache and Migraine Policy Forum
HealthCareTN
HealthyWomen
HIV+Hepatitis Policy Institute
Hometown Pharmacy of Wisconsin
Houston Business Coalition on Health
Hypertrophic Cardiomyopathy Association
Infusion Access Foundation
Labor Campaign for Single Payer
Lehigh Valley Business Coalition on Healthcare (LVBCH)
LUNGevity Foundation
Lupus and Allied Diseases Association, Inc.
Maryland Association of Chain Drug Stores
Midwest Business Group on Health
Miles for Migraine
NABIP
National Alliance of Healthcare Purchaser Coalitions
National Association of Manufacturers
National Community Pharmacists Association
National Consumers League
National Federation of Independent Business
National Grange
National Hispanic Health Foundation
National Infusion Center Association (NICA)
National Multiple Sclerosis Society
National Organization of Rheumatology Management
NETWORK Lobby for Catholic Social Justice
Nevada Business Group on Health
North Carolina Business Coalition on Health
Nutritional Therapy for IBD
Business Health Care Group
CancerCare
Caregiver Action Network
Children with Diabetes
CHRO Association (formerly, HR Policy Association)
Coalition of State Rheumatology Organizations
The Coalition to Protect and Promote Association Health Plans
College and University Professional Association for Human Resources
Color of Gastrointestinal Illnesses
Community Liver Alliance
Community Oncology Alliance (COA)
The Council of Insurance Agents & Brokers
Crohn's & Colitis Foundation
DFW Business Group on Health
Economic Alliance for Michigan
Employer Coalition of Louisiana
Employers' Advanced Cooperative on Healthcare
Employers' Forum of Indiana
Employers Healthcare Alliance
Epilepsy Foundation of America
The ERISA Industry Committee
Florida Alliance for Healthcare Value
FLORIDIANS FOR ACCOUNTABILITY IN HEALTH CARE INC.
Foundation for Sarcoidosis Research
Georgia Association of Manufacturers Global Liver Institute
Oklahoma Business Collective on Health
The Oklahoma Business Collective on Health
Oncology Nursing Society
Partnership for Employer-Sponsored Coverage (P4ESC)
Patients Rising
PBM Accountability Project
Peggy Lillis Foundation
PhRMA
Prevent Blindness
Progressive Policy Institute
RetireSafe
Rhode Island Business Group on Health
Self-Insurance Institute of America, Inc.
Silicon Valley Employers Forum
Sjogren's Foundation
Small Business Majority
Society of Professional Benefit Administrators
StopAfib.org
Texas Business Group on Health
Tourette Association of America
Transparency Rx
U.S. Pain Foundation
U.S.PIRG
United Cerebral Palsy
Warner Pacific
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Original text here: https://www.eric.org/press_release/eric-and-more-than-100-groups-dont-repeat-history-enact-pbm-reform/
[Category: Human Resources/Personnel]
EAA Honor Five 2025 Halls of Fame Inductees on November 12
OSHKOSH, Wisconsin, Nov. 14 -- The Experimental Aircraft Association issued the following news release on Nov. 13, 2025:
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EAA honor five 2025 Halls of Fame inductees on November 12
Five aviation notables recognized for contributions
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Five individuals who contributed greatly to recreational aviation were honored on November 12 as they were inducted into the EAA Sport Aviation Halls of Fame during a ceremony and dinner at the EAA Aviation Center in Oshkosh.
The 2025 inductees include:
* EAA Homebuilders Hall of Fame: Vic Syracuse of Locust Grove, Georgia
* International Aerobatic Club
... Show Full Article
OSHKOSH, Wisconsin, Nov. 14 -- The Experimental Aircraft Association issued the following news release on Nov. 13, 2025:
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EAA honor five 2025 Halls of Fame inductees on November 12
Five aviation notables recognized for contributions
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Five individuals who contributed greatly to recreational aviation were honored on November 12 as they were inducted into the EAA Sport Aviation Halls of Fame during a ceremony and dinner at the EAA Aviation Center in Oshkosh.
The 2025 inductees include:
* EAA Homebuilders Hall of Fame: Vic Syracuse of Locust Grove, Georgia
* International Aerobatic ClubHall of Fame: Rob Holland (posthumous)
* Warbirds of America Hall of Fame: Darrel Berry (posthumous)
* Vintage Aircraft Association Hall of Fame: Mark Holliday of Athens, Tennessee
* EAA Ultralights Hall of Fame: Dave Cronk of Moab, Utah
The EAA Sport Aviation Halls of Fame were established to honor the outstanding achievements of men and women in aviation who share the spirit of EAA and its community. Those inducted into the halls of fame are selected by their peers for myriad contributions made to their respective areas of aviation.
In addition, Phil Myrkle of Oshkosh received the Henry Kimberly Leadership Award that recognizes Oshkosh-area residents for volunteer service to EAA. Myrkle is a longtime volunteer at the EAA AirVenture Oshkosh fly-in convention and the EAA Aviation Museum.
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About EAA
The Experimental Aircraft Association (EAA) is based in Oshkosh, Wisconsin, and embodies The Spirit of Aviation through the world's most engaged community of aviation enthusiasts. EAA's 300,000 members and 900 local chapters enjoy the fun and camaraderie of sharing their passion for flying, building and restoring recreational aircraft. For more information on EAA and its programs, call 800-JOIN-EAA (800-564-6322) or go to www.eaa.org.
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Original text here: https://www.eaa.org/eaa/about-eaa/eaa-media-room/eaa-news-releases/hall-of-fame-2025-recap
[Category: Aerospace]
CTA CEO: When Government Works, America Works
ARLINGTON, Virginia, Nov. 14 -- The Consumer Technology Association posted the following statement on Nov. 12, 2025:
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CTA CEO: When Government Works, America Works
The following statement is attributed to Gary Shapiro, CEO and Vice Chair, Consumer Technology Association (CTA)(R):
"We commend the Congressional leaders who brokered today's deal to reopen the federal government. When government works, America works. Business leaders need certainty that our government will keep the lights on and agency doors open to plan, invest, and build with confidence.
This is just the first step. We
... Show Full Article
ARLINGTON, Virginia, Nov. 14 -- The Consumer Technology Association posted the following statement on Nov. 12, 2025:
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CTA CEO: When Government Works, America Works
The following statement is attributed to Gary Shapiro, CEO and Vice Chair, Consumer Technology Association (CTA)(R):
"We commend the Congressional leaders who brokered today's deal to reopen the federal government. When government works, America works. Business leaders need certainty that our government will keep the lights on and agency doors open to plan, invest, and build with confidence.
This is just the first step. Weurge Congress to reach a longer-term agreement that keeps the government open beyond January 30. Our nation deserves problem solvers and American businesses need stability to compete globally and launch the next generation of world-changing innovations."
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About Consumer Technology Association (CTA)(R):
As North America's largest technology trade association, CTA is the tech sector. Our members are the world's leading innovators - from startups to global brands - helping support more than 18 million American jobs. CTA owns and produces CES(R) - the most powerful tech event in the world. Find us at CTA.tech. Follow us @CTAtech.
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Original text here: https://www.cta.tech/press-releases/cta-ceo-when-government-works-america-works
[Category: Electronic Products]
American Securities Association Applauds Reopening of Government
WASHINGTON, Nov. 14 -- The American Securities Association issued the following news on Nov. 13, 2025:
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ASA Applauds Reopening of Government
The American Securities Association (ASA) today applauded the long-overdue reopening of the federal government and called on the Securities and Exchange Commission (SEC) to quickly process its backlog of Initial Public Offerings (IPOs).
"With the shutdown finally over, we look forward to working with Congress and the SEC to adopt policies that will stimulate economic activity and revitalize the IPO market," said ASA President and CEO Chris Iacovella.
Nearly
... Show Full Article
WASHINGTON, Nov. 14 -- The American Securities Association issued the following news on Nov. 13, 2025:
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ASA Applauds Reopening of Government
The American Securities Association (ASA) today applauded the long-overdue reopening of the federal government and called on the Securities and Exchange Commission (SEC) to quickly process its backlog of Initial Public Offerings (IPOs).
"With the shutdown finally over, we look forward to working with Congress and the SEC to adopt policies that will stimulate economic activity and revitalize the IPO market," said ASA President and CEO Chris Iacovella.
Nearlya month ago, ASA urged Congress to reopen the government by passing a clean continuing resolution (CR).
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The American Securities Association (ASA) represents the retail and institutional capital markets interests of regional financial services firms who provide Main Street businesses with access to capital and advise hardworking Americans how to create and preserve wealth. ASA's mission is to promote trust and confidence among investors, facilitate capital formation, and support efficient and competitively balanced capital markets. This mission advances financial independence, stimulates job creation, and increases prosperity. The ASA has a geographically diverse membership of almost one hundred members that spans the Heartland, Southwest, Southeast, Atlantic, and Pacific Northwest regions of the United States.
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Original text here: https://www.americansecurities.org/post/asa-applauds-reopening-of-government
[Category: Financial Services]
AICPA and CIMA Introduce Global Women to Watch Program to Celebrate Trailblazing Women in Accounting
LONDON, England, Nov. 14 -- The Association of International Certified Professional Accountants issued the following news on Nov. 13, 2025:
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AICPA and CIMA Introduce Global Women to Watch Program to Celebrate Trailblazing Women in Accounting
The distinction recognizes both emerging and experienced leaders in the profession.
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NEW YORK, NY (Nov. 12, 2025) -- The Association of International Certified Professional Accountants, together as AICPA and CIMA, has introduced the 2025 AICPA and CIMA Global Women to Watch program, recognizing exceptional women professionals who are shaping the
... Show Full Article
LONDON, England, Nov. 14 -- The Association of International Certified Professional Accountants issued the following news on Nov. 13, 2025:
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AICPA and CIMA Introduce Global Women to Watch Program to Celebrate Trailblazing Women in Accounting
The distinction recognizes both emerging and experienced leaders in the profession.
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NEW YORK, NY (Nov. 12, 2025) -- The Association of International Certified Professional Accountants, together as AICPA and CIMA, has introduced the 2025 AICPA and CIMA Global Women to Watch program, recognizing exceptional women professionals who are shaping thefuture of accounting and finance through leadership, innovation and service.
Recipients in the Global Women to Watch program are honored in two categories: Emerging leaders and experienced leaders. The program recognizes women making an impact on the profession both within their organizations and across the broader accounting and finance profession. It also elevates women at all stages of their career, setting the stage for those who have and will come after them.
"These honorees represent the brilliance, resilience, and leadership of women shaping the future of accounting across the globe," said Crystal Cooke, director of diversity & inclusion at AICPA and CIMA. "Their achievements inspire a more inclusive profession -- one where diverse voices drive innovation, integrity and impact."
This new program was established with the help of the American Institute of CPAs (AICPA) Women's Initiatives Executive Committee (WIEC), whose mission is to celebrate and elevate the achievements of women in the accounting and finance profession and to champion their continued growth.
"This program shines a light on the incredible women who are redefining what leadership looks like in our field," said Jessica Foster, CPA, MSA, chair of the AICPA Women's Initiatives Executive Committee and senior manager at Cohen & Co. "By recognizing women at every career stage, we're not just celebrating success -- we're building momentum for lasting equality and opportunity within the profession."
"The Global Women to Watch program was born out of a vision to recognize the full spectrum of women's leadership in accounting -- from those just beginning to shape the profession to those whose influence has spanned decades," said Mandy Gallagher, lead manager of women's initiatives at AICPA and CIMA. "It's been an honor to help bring this program to life and to celebrate the women whose commitment to the profession continue to open doors for others around the world."
2025 AICPA and CIMA Global Women to Watch Honorees
Emerging Leaders
Recognizing rising professionals who are making meaningful contributions to the accounting profession and demonstrating leadership potential.
* Nicola Ellam, CIA, BFP -- Managing Principal of NY/NJ Offices, CLA (CliftonLarsonAllen LLP) - U.S.
* Hope Brown, MSA, AFSP -- Founder & CEO, The Tax Minded Bookkeeper (a Brown Business Solutions, LLC company) - New York, N.Y.
* Rachel Annelise Chaney, CPA -- Tax Manager, Bernard Robinson & Company, LLP - Greensboro, N.C.
* My (Rosey) Flaherty, CPA, MSA -- Tax Manager, BPM, LLP - Natick, Mass.
* Sarah Flishcel, CPA -- Director of Audit Transformation and Training, AAFCPAs - Denver. Colo.
* Syeda Sana Kaukab, ACMA, CGMA -- Manager, Expense Monitoring and Analytics, Habib Bank Limited (HBL) - Sindh, Pakistan
* Wassia Kamon, CPA, CMA, MBA -- Chief Financial Officer, Access to Capital for Entrepreneurs - Norcross, Ga.
* Kendra LaFleur, CPA -- Director, Forvis Mazars - Atlanta, Ga.
* Stacey Mahajan, CPA, CGMA, CITP -- Assistant Controller, Ambiq - Plano, Texas
* Carey Miller, CPA, CFF -- Managing Director, J. S. Held - Reston, Va.
* Tania Miranda, CPA -- Director, PKF O'Connor Davies, LLP - New York, N.Y.
* Alexandria Romero, CPA -- Governmental and Leadership Training Facilitator, Galasso Learning Solutions - Pueblo, Colo.
* Shayla Scott, CPA -- Senior Manager (Audit/Assurance), Mengel Metzger Barr & Co - Rochester, N.Y.
* Jaclyn Veno, CPA -- Learning & Development Specialist, Galasso Learning Solutions - Charlotte, N.C.
* Zoe Yang, CPA -- Assistant Controller, International Association for Dental Research - Washington, D.C.
Experienced Leaders
Honoring seasoned professionals whose leadership and contributions have had a lasting impact on the accounting profession.
* Michelle Avery, CPA, CFF -- Senior Managing Director, Financial Investigations, J.S. Held - Alpharetta., Ga.
* Jonyce Bullock -- CEO, Squire - Orem, Utah
* Melisa Galasso, CPA, CGMA -- CEO/Founder, Galasso Learning Solutions - Charlotte, N.C.
* Amy C. Horner, CPA, MBA, DBA -- Founder and Principal Consultant, TRUE NINE - Houston, Texas
* Tricia Katebini, CPA, MBA -- Partner, GRF CPAs & Advisors - Bethesda, Md.
* Anita Krishnan -- Professor of Accounting Education, University of Southampton - Southampton, U.K.
* Jan Lewis, CPA -- Tax Partner, BMSS Advisors & CPAs; Vice-Chair of the Board, Association of International CPAs - Ridgeland, Miss.
* Nancy McClelland, CPA -- Owner, The Dancing Accountant - Charlotte, N.C.
* Jackie Meyer, CPA, DSL -- Founder, President, TaxPlanIQ - Southlake, Texas
* Lisa Myers, CPA, CGMA -- Managing Partner, Boyer & Ritter LLC - Philadelphia, Pa.
* Trisha Nomura, CPA -- Owner, Ascend Consulting, LLC - Honolulu, Hawaii
* Janice Stucke, CPA -- CFO & Foundation Treasurer, CREW Network & CREW Network Foundation - Atlanta, Ga.
* Wendy Stevens, CPA -- Partner, Forvis Mazars; National Director of Profession Relations - Washington, D.C.
* Twyla Verhelst, CPA -- Vice President, Industry Relations and Community, Karbon - Calgary, Alberta, Canada
* Lauren Weddell, CPA -- Shareholder, Schneider Downs & Co., Inc. - Pittsburgh, Pa.
The honorees were recognized at the 2025 Women's Global Leadership Summit, this year held from Nov. 10-12 in Nashville, Tenn. Over the next year, the AICPA and CIMA will be celebrating these 2025 honorees through features, events, and opportunities to share their story and impact, including being showcased on the webpage and featured on social media channels.
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About the Association of International Certified Professional Accountants, AICPA, and CIMA
The Association of International Certified Professional Accountants (the Association) advances the reputation, employability, and quality of CPAs, CGMA designation holders, and accounting and financial professionals globally. Founded in 2017 by the AICPA and CIMA, it represents 580,000 AICPA and CIMA members, candidates, and registrants in more than 150 countries and territories, advocating for the public interest and business sustainability on current and emerging issues.
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Original text here: https://www.aicpa-cima.com/news/article/aicpa-and-cima-introduce-global-women-to-watch-program-to-celebrate
AICPA Holiday Spending Survey Reveals Budgeting, Debt and a Bit of Regret
WASHINGTON, Nov. 14 -- The American Institute of CPAs issued the following news release:
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AICPA Holiday Spending Survey Reveals Budgeting, Debt and a Bit of Regret
A quarter of holiday shoppers/travelers usually make a budget for holiday spending but admit they probably won't stick to it.
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A new holiday shopping survey conducted by The Harris Poll on behalf of the American Institute of CPAs (AICPA) reveals Americans who plan to spend on holiday gifts/travel will make some cut-backs in spending, have expectations of debt and will carry the emotional toll of overspending for the upcoming
... Show Full Article
WASHINGTON, Nov. 14 -- The American Institute of CPAs issued the following news release:
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AICPA Holiday Spending Survey Reveals Budgeting, Debt and a Bit of Regret
A quarter of holiday shoppers/travelers usually make a budget for holiday spending but admit they probably won't stick to it.
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A new holiday shopping survey conducted by The Harris Poll on behalf of the American Institute of CPAs (AICPA) reveals Americans who plan to spend on holiday gifts/travel will make some cut-backs in spending, have expectations of debt and will carry the emotional toll of overspending for the upcomingholiday season.
"The 2025 holiday season could see many Americans balancing the desire to celebrate with the reality of financial strain," says Dan Snyder, CPA/PFS, Director of AICPA Personal Financial Planning. "Economic uncertainty may lead Americans to cut back on holiday spending and nearly half of those who plan to spend on holiday gifts/travel expect to incur holiday debt."
Spending Trends - gifts and travel
* This season, 42% of holiday shoppers and travelers expect to spend over $1,000 on the holidays (including travel, gifts, food/entertaining), while 50% plan to keep their spending at or below that threshold and 8% are not at all sure how much they plan to spend.
* 36% of Americans planning to buy holiday gifts and 35% of those planning to spend money on travel for the holidays say they'll spend less than last year.
* One in four Americans who plan to spend on holiday gifts/travel (25%) usually make a budget for holiday spending but admit they probably won't stick to it. A higher percentage of adults 18-34 who plan to spend on holiday gifts/travel fall into this category, with 33% acknowledging their budgeting inconsistency, compared to16% of those aged 55+.
Debt Management
* Nearly half (47%) of those who plan to spend on holiday gifts/travel anticipate going into debt. Male holiday shoppers/travelers (52%) are more likely than their female counterparts (42%) to expect holiday debt.
* Seventy-nine percent of those who plan to spend on holiday gifts/travel will use a credit card for their holiday spending, but 52% of them don't expect to pay off their holiday debt in full when the bill arrives. Seventeen percent say it will take more than six months to pay it off.
* Percentage of those who expect to have holiday debt this year by age:
Americans aged 18-34: 64%
Americans aged 35-44: 58%
Americans aged: 45-54: 48%
Americans aged 55-64: 36%
Americans aged 65+: 23%
* Thirty-six percent of those who expect to have holiday debt this year plan to use a flexible payment plan (Klarna, Affirm, Afterpay) to pay off that debt.
* Thirty percent of those who expect to have holiday debt plan to use their tax refund to settle their holiday debt.
* A quarter of Americans (25%) who plan to spend on holiday gifts/travel cite higher everyday expenses (groceries, gas, and utilities) as barriers to paying off holiday spending.
Spending Regret
* For those who plan to spend on holiday gifts/travel, 39% have felt regret about spending too much on the holidays.
"When spending is driven by emotions rather than a plan, it can get out of hand," says Snyder. "Left unchecked, impulse spending, whether it's on gifts, travel or entertaining, can lead to serious financial drain. Having a plan can help spenders start the New Year with their financial wellness intact."
The AICPA offers helpful tips to help manage holiday spending and debt:
* Determine the people you plan to purchase gifts for and how much you'll spend before you start shopping. If something is not on your predetermined list, think before you buy.
* Track your spending as you go. Seeing how much you've spent and how much is left to spend can help you stick to your budget.
* When it comes to travel, look at any points you've earned through your credit card(s) that may help you save on flights, hotels or car rental. Gas points can help you save if you're traveling by car.
* Try to book as far in advance as possible and be flexible with your dates. Use apps to track prices to find the best deal for you.
* If you owe money on your credit cards, the wisest thing you can do is pay off the balance in full as quickly as possible.
* If you know you won't be able to pay your balance in full, try to figure out how much you can pay each month and how long it'll take to pay the balance in full.
* If you have unpaid balances on several credit cards, first consider paying down the card that charges the highest rate. Pay as much as you can toward that debt each month until your balance is zero, while still paying the minimum on your other cards.
Survey Method: This survey was conducted online within the United States by The Harris Poll on behalf of AICPA from October 28 - 30, 2025 among 2,084 adults ages 18 and older. The sampling precision of Harris online polls is measured by using a Bayesian credible interval. For this study, the sample data is accurate to within +/- 2.5 percentage points using a 95% confidence level. For complete survey methodology, including weighting variables and subgroup sample sizes, please contact the AICPA.
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About the American Institute of CPAs
The American Institute of CPAs (AICPA) is the world's largest member association representing the CPA profession, with 400,000 members in the United States and worldwide, and a history of serving the public interest since 1887. AICPA members represent many areas of practice, including business and industry, public practice, government, education and consulting. AICPA sets ethical standards for its members and U.S. auditing standards for private companies, not-for-profit organizations, and federal, state and local governments. It develops and grades the Uniform CPA Examination, offers specialized credentials, builds the pipeline of future talent and drives continuing education to advance the vitality, relevance and quality of the profession.
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Original text here: https://www.aicpa-cima.com/news/article/aicpa-holiday-spending-survey-reveals-budgeting-debt-and-a-bit-of-regret
[Category: Accounting]
