Trade Associations
Here's a look at documents from national and international trade associations
Featured Stories
Year-End Tax and Financial Planning Tips From CPAs
NEW YORK, Nov. 14 -- The Association of International Certified Professional Accountants issued the following news release:
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Year-End Tax and Financial Planning Tips from CPAs
With just a few weeks left in 2025, the American Institute of CPAs (AICPA) advises taxpayers to take action and make year-end tax and financial planning moves that can help prepare them for 2026, especially at tax time. Planning is even more important this year, ahead of the adoption of tax law changes effective this year and next.
"Taking action before the end of this year can be a huge benefit to your financial
... Show Full Article
NEW YORK, Nov. 14 -- The Association of International Certified Professional Accountants issued the following news release:
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Year-End Tax and Financial Planning Tips from CPAs
With just a few weeks left in 2025, the American Institute of CPAs (AICPA) advises taxpayers to take action and make year-end tax and financial planning moves that can help prepare them for 2026, especially at tax time. Planning is even more important this year, ahead of the adoption of tax law changes effective this year and next.
"Taking action before the end of this year can be a huge benefit to your financialhealth in 2026," says Dan Snyder, CPA/PFS, Director of AICPA Personal Financial Planning. "There have been many changes in the tax and financial planning space this year and now is the time to educate yourself and make changes that can affect your tax bill before April 15, 2026."
TAX TIPS
Standard deduction is higher for next year: Under the new tax bill, the standard deduction has been permanently increased and indexed for inflation. With higher standard deduction amounts, taxpayers should consider bunching itemized deductions.
Charitable Giving
Taxpayers need to consider timing of charitable donations before the tax law changes in 2026. In 2026, a small above-the-line deduction will be available and, for itemizers and high-income taxpayers, the tax benefits of charitable giving will have new limits. Taxpayers should also make sure to keep thorough records of all donations, including receipts and bank statements.
Check your W4 withholdings:
* Accurate withholding helps ensure that you are paying enough tax through payroll and reduces the chance that you will owe a significant amount on your next tax return.
Senior bonus deduction:
* Taxpayers age 65+ with AGI under the limits may claim a $6,000 deduction for 2025-2028. Qualifying taxpayers may want to consider ways to reduce their taxable income to qualify for the deduction.
Check your qualifications for deductions on tips and overtime:
* Applicable for tax year 2025, a new federal tax deduction is available on overtime and tips. There are income phaseouts and reporting requirements for these deductions.
* Take advantage of the new deduction for buying an American car assembled in the US: This new deduction applies to tax year 2025 and allows individuals to write off the interest paid on auto loans for these vehicles, up to $10,000. There are income phaseouts for this deduction.
PERSONAL FINANCIAL PLANNING TIPS
Update beneficiaries if necessary:
* This can be an easy way to save yourself and your heirs from an expensive mistake. Review your designations for items like life insurance and retirement plans and make sure beneficiary names are updated. Beneficiary forms supersede will and trust directives when settling an estate.
* Consider a Roth IRA conversion: Consider converting traditional IRA funds to Roth IRAs if you expect higher future tax rates and fits your retirement (to allow tax-free distributions) and estate plans (heirs would inherit tax-free asset).
* Plan for education: Recent changes to legislation, in particular, for 529 plans, may qualify contributions for state tax deductions and allow gifting up to IRS limits but these contributions need to be made by the end of the year.
* Harvest your investment losses and gains: Align your harvesting strategy with current and projected income levels to make the most of available tax thresholds. Consider selling investments that have declined in value to offset capital gains to reduce your taxable income. If you are in a lower tax bracket or have unused losses, you might benefit from selling appreciated assets to lock in gains.
* Spend through flexible savings accounts: Now is the time to "use it or lose it "when it comes to Flexible Savings Accounts (FSAs) or Limited FSAs. Some FSAs will allow you to carry over a certain amount, so be sure to check your individual plan to see if any of those funds carry over into next year.
* Take all of your Required Minimum Distributions (RMDs): If you miss the deadline, you could be subject to a 25 percent penalty on the portion of your RMD you failed to withdraw.
* Catch up on your 401k contributions: If you are over the age of 50, you can contribute up to $31,000 to your 401k plan in 2025. There is a special rule for those aged 60-63 that allows additional contributions for a total allowable contribution of $34,750 for 2025, with additional strategies that can allow even more. Make sure you've maximized your contributions and make plans to modify your contribution amounts for 2026.
* Take advantage of Medicare Open Enrollment: Medicare Open Enrollment ends December 7, 2025. Evaluate your prescriptions, potential changes in insurance drug lists and how effective the plan you currently have has been for your health needs. Consider making changes to your plan or adding additional coverage. For 2026, Medicare has implemented a $2,100 out-of-pocket maximum for Part D prescription drugs.
"Talk with your CPA or CPA Personal Financial Specialist (CPA/PFS) as soon as possible," says Snyder. "They have the knowledge to best help you with taxes and much more for this year and next. The more communication you have with him/her, the better they can help you plan for your financial future."
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About the American Institute of CPAs
The American Institute of CPAs (AICPA) is the world's largest member association representing the CPA profession, with 397,000 members and a history of serving the public interest since 1887. AICPA members represent many areas of practice, including business and industry, public practice, government, education, and consulting. A founding member of the Association of International Certified Professional Accountants, the AICPA sets ethical standards for the profession, attestation standards, and U.S. auditing standards for private companies, not-for-profit organizations, and federal, state, and local governments. It develops and grades the Uniform CPA Examination, offers specialized credentials, partners across the profession to build future talent, and drives continuing education to advance the vitality, relevance, and quality of the profession.
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Original text here: https://www.aicpa-cima.com/news/article/year-end-tax-and-financial-planning-tips-from-cpas
[Category: Accounting]
NABIP Statement on the Reopening of the Federal Government
WASHINGTON, Nov. 14 -- The National Association of Benefits and Insurance Professionals (formerly the National Association of Health Underwriters) issued the following news release:
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NABIP Statement on the Reopening of the Federal Government
The National Association of Benefits and Insurance Professionals (NABIP) welcomes the reopening of the federal government but cautions that the short-term funding measure offers only temporary stability while delaying action on the nation's most pressing healthcare challenges affecting families, individuals, seniors, and businesses alike.
"This continuing
... Show Full Article
WASHINGTON, Nov. 14 -- The National Association of Benefits and Insurance Professionals (formerly the National Association of Health Underwriters) issued the following news release:
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NABIP Statement on the Reopening of the Federal Government
The National Association of Benefits and Insurance Professionals (NABIP) welcomes the reopening of the federal government but cautions that the short-term funding measure offers only temporary stability while delaying action on the nation's most pressing healthcare challenges affecting families, individuals, seniors, and businesses alike.
"This continuingresolution ensures the government remains open, but it falls short of delivering the long-term, sustainable solutions that Americans deserve," said Jessica Brooks-Woods, CEO of NABIP. "While we're relieved that essential services can continue, Congress must now focus on tackling the escalating costs of healthcare that are burdening families, retirees, and employers across the country."
Among the most immediate concerns are the Enhanced Premium Tax Credits, which are set to expire before January unless extended. Without Congressional action, millions of middle-income families could face significant premium increases in the coming year. NABIP strongly urges lawmakers to extend these credits for at least two more years to safeguard consumers from sudden, unaffordable premium spikes and preserve the stability of our health coverage system.
"Enrollment is happening right now, and the number one concern we're hearing from agents and brokers nationwide is the rising cost of care," Brooks-Woods continued. "They're hearing it from the people they serve -- small businesses, families, retirees, and large employers. This is a bipartisan issue that affects every American, and it demands bipartisan solutions."
NABIP calls on all stakeholders--policymakers, industry leaders, employers, healthcare professionals, and community advocates--to act now. Together, we must advance meaningful reforms that lower costs, strengthen transparency, and create a healthcare system that is affordable, equitable, and responsive to the needs of all Americans.
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NABIP is the preeminent organization for health insurance and employee benefits professionals, working diligently to ensure all Americans have access to high-quality, affordable healthcare and related benefits. NABIP represents more than 100,000 licensed health insurance agents, brokers, general agents, consultants and benefit professionals through more than 150 chapters.
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Original text here: https://nabip.org/media/10682/reopening-govt-251113.pdf
[Category: Insurance]
MISMO Seeks Comment on HUD Addendum to URLA Dataset
WASHINGTON, Nov. 14 -- MISMO, a subsidiary of the Mortgage Bankers Association, issued the following news on Nov. 13, 2025:
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MISMO Seeks Comment on HUD Addendum to URLA Dataset
MISMO(R), the real estate finance industry's standards organization, today announced that it is seeking public comment on a MISMO dataset mapping for the Department of Housing and Urban Development (HUD) Addendum to the Uniform Residential Loan Application (URLA). The 30-day public comment period that will run through December 13, 2025.
"This dataset provides an industry standard for the transmission of the information
... Show Full Article
WASHINGTON, Nov. 14 -- MISMO, a subsidiary of the Mortgage Bankers Association, issued the following news on Nov. 13, 2025:
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MISMO Seeks Comment on HUD Addendum to URLA Dataset
MISMO(R), the real estate finance industry's standards organization, today announced that it is seeking public comment on a MISMO dataset mapping for the Department of Housing and Urban Development (HUD) Addendum to the Uniform Residential Loan Application (URLA). The 30-day public comment period that will run through December 13, 2025.
"This dataset provides an industry standard for the transmission of the informationrequired on the HUD Addendum to the Uniform Residential Loan Application, creating efficiency and improved interoperability," said MISMO President Brian Vieaux, CMB.
The public comment period allows those who participated in the proposal at least 30-days' notice prior to final release to review and disclose any applicable Patent Rights (as defined by MISMO's 2018 Intellectual Property Rights Policy).
MISMO requests that any organization that may have any patent or patent applications, or other intellectual property rights that might be impacted by an organization that uses or is compliant with these proposed MISMO products to disclose them at this time in writing. All comments and disclosures are due by December 4, 2025, and should be directed to info@mismo.org.
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Original text here: https://www.mismo.org/about-MISMO/news/2025/11/13/mismo-seeks-comment-on-hud-addendum-to-urla-dataset
[Category: Financial Services]
EAA Honor Five 2025 Halls of Fame Inductees on November 12
OSHKOSH, Wisconsin, Nov. 14 -- The Experimental Aircraft Association issued the following news release on Nov. 13, 2025:
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EAA honor five 2025 Halls of Fame inductees on November 12
Five aviation notables recognized for contributions
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Five individuals who contributed greatly to recreational aviation were honored on November 12 as they were inducted into the EAA Sport Aviation Halls of Fame during a ceremony and dinner at the EAA Aviation Center in Oshkosh.
The 2025 inductees include:
* EAA Homebuilders Hall of Fame: Vic Syracuse of Locust Grove, Georgia
* International Aerobatic Club
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OSHKOSH, Wisconsin, Nov. 14 -- The Experimental Aircraft Association issued the following news release on Nov. 13, 2025:
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EAA honor five 2025 Halls of Fame inductees on November 12
Five aviation notables recognized for contributions
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Five individuals who contributed greatly to recreational aviation were honored on November 12 as they were inducted into the EAA Sport Aviation Halls of Fame during a ceremony and dinner at the EAA Aviation Center in Oshkosh.
The 2025 inductees include:
* EAA Homebuilders Hall of Fame: Vic Syracuse of Locust Grove, Georgia
* International Aerobatic ClubHall of Fame: Rob Holland (posthumous)
* Warbirds of America Hall of Fame: Darrel Berry (posthumous)
* Vintage Aircraft Association Hall of Fame: Mark Holliday of Athens, Tennessee
* EAA Ultralights Hall of Fame: Dave Cronk of Moab, Utah
The EAA Sport Aviation Halls of Fame were established to honor the outstanding achievements of men and women in aviation who share the spirit of EAA and its community. Those inducted into the halls of fame are selected by their peers for myriad contributions made to their respective areas of aviation.
In addition, Phil Myrkle of Oshkosh received the Henry Kimberly Leadership Award that recognizes Oshkosh-area residents for volunteer service to EAA. Myrkle is a longtime volunteer at the EAA AirVenture Oshkosh fly-in convention and the EAA Aviation Museum.
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About EAA
The Experimental Aircraft Association (EAA) is based in Oshkosh, Wisconsin, and embodies The Spirit of Aviation through the world's most engaged community of aviation enthusiasts. EAA's 300,000 members and 900 local chapters enjoy the fun and camaraderie of sharing their passion for flying, building and restoring recreational aircraft. For more information on EAA and its programs, call 800-JOIN-EAA (800-564-6322) or go to www.eaa.org.
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Original text here: https://www.eaa.org/eaa/about-eaa/eaa-media-room/eaa-news-releases/hall-of-fame-2025-recap
[Category: Aerospace]
Consumer Energy Alliance: Texas Granted Primacy Over Class VI Wells, a Big Win for Families and Businesses
HOUSTON, Texas, Nov. 14 -- The Consumer Energy Alliance issued the following news release:
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Texas Granted Primacy Over Class VI Wells, a Big Win for Families and Businesses
Consumer Energy Alliance, the leading energy and environmental advocate for families and businesses, issued the following statement after the Environmental Protection Agency (EPA) granted Texas's request to assume primary permitting and enforcement authority for UIC Class VI injection wells under the Safe Drinking Water Act.
"This is a win for Texas families, businesses and the environment," CEA President David Holt
... Show Full Article
HOUSTON, Texas, Nov. 14 -- The Consumer Energy Alliance issued the following news release:
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Texas Granted Primacy Over Class VI Wells, a Big Win for Families and Businesses
Consumer Energy Alliance, the leading energy and environmental advocate for families and businesses, issued the following statement after the Environmental Protection Agency (EPA) granted Texas's request to assume primary permitting and enforcement authority for UIC Class VI injection wells under the Safe Drinking Water Act.
"This is a win for Texas families, businesses and the environment," CEA President David Holtsaid. "By granting Texas the authority to manage Class VI well permitting, the EPA has recognized what we've known for years: Texas has the expertise, infrastructure and commitment to lead on carbon capture technology while maintaining rigorous safety standards."
"Texas is already the nation's energy leader, and now the Lone Star State can accelerate carbon capture projects that reduce emissions while supporting the industries that deliver affordable, reliable energy to American consumers. CEA has championed Texas's primacy application because we know that state-level oversight will streamline the permitting process without compromising environmental protection."
"With this approval, Texas becomes the sixth state granted authority to permit Class VI wells--joining North Dakota, Wyoming, Louisiana, West Virginia and Arizona. This is exactly the kind of practical, results-oriented approach we need: using innovation and existing infrastructure to reduce emissions while keeping energy affordable and jobs secure."
CEA has been working to educate stakeholders in Texas and Louisiana about the benefits of primacy to advance carbon capture.
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About Consumer Energy Alliance
Consumer Energy Alliance (CEA) is the trusted voice advocating for affordable, reliable, and cleaner energy solutions that benefit all Americans. Representing families, farmers, small businesses, distributors, producers, and manufacturers, CEA champions sensible, balanced policies that support economic growth and environmental resiliency; and ensures families and businesses are a vocal part of the nation's energy dialogue. Every day, we work to inspire practical, responsible solutions that meet America's energy needs while protecting the environment for generations to come.
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Original text here: https://consumerenergyalliance.org/2025/11/texas-granted-primacy-over-class-vi-wells-a-big-win-for-families-and-businesses/
[Category: Energy]
CEA Applauds Pennsylvania Legislature for Voting to Pull State Out of Regional Greenhouse Gas Initiative
HOUSTON, Texas, Nov. 14 -- The Consumer Energy Alliance issued the following news release on Nov. 12, 2025:
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CEA Applauds Pennsylvania Legislature for Voting to Pull State Out of Regional Greenhouse Gas Initiative
* Law re-asserts PA legislature's sole right to impose taxes on Commonwealth, ending debate which started in 2019
* Move will stop a forecasted 30% increase in energy bills from RGGI's de facto tax
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HARRISBURG, Pa. - Consumer Energy Alliance (CEA), the leading energy and environmental advocate for families and businesses, today applauded the Pennsylvania General Assembly for
... Show Full Article
HOUSTON, Texas, Nov. 14 -- The Consumer Energy Alliance issued the following news release on Nov. 12, 2025:
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CEA Applauds Pennsylvania Legislature for Voting to Pull State Out of Regional Greenhouse Gas Initiative
* Law re-asserts PA legislature's sole right to impose taxes on Commonwealth, ending debate which started in 2019
* Move will stop a forecasted 30% increase in energy bills from RGGI's de facto tax
*
HARRISBURG, Pa. - Consumer Energy Alliance (CEA), the leading energy and environmental advocate for families and businesses, today applauded the Pennsylvania General Assembly forpassing legislation that removes the Commonwealth from the Regional Greenhouse Gas Initiative (RGGI), a move that will help prevent significant energy bill increases and unlock economic growth across the state.
The House voted 189-14 and the Senate voted 41-9 to end Pennsylvania's participation in RGGI, which was forecast to increase utility bills by an average of 30% by 2030. The legislation now heads to Gov. Josh Shapiro for his signature as part of the state's budget agreement.
"Pennsylvania lawmakers recognized that RGGI was a barrier to affordability, reliability, jobs and economic opportunity for families and businesses across the Commonwealth, and their common-sense bipartisan action leads the way for other states to do the same," CEA President David Holt said. "This decisive vote recognizes RGGI as the de facto tax that it would have become for Pennsylvanians. We urge Gov. Shapiro to sign this legislation and unshackle the state's energy and let it thrive again as one of the nation's traditional energy production and export powerhouses."
Pennsylvania is the nation's second-largest natural gas producer and a net energy exporter. Exiting RGGI will allow the state to strengthen regional energy reliability, attract technology sector investment, and keep energy costs affordable for families already struggling with high utility bills. Recent polling shows 78% of Pennsylvanians have experienced higher energy bills over the past two years, with almost as many worried about their ability to afford energy costs.
Two-thirds of those polled supported exiting RGGI, which a previous governor entered Pennsylvania into by executive order. The program never went into effect due to legal challenges which argued that only the legislature could impose a tax. It would have made Pennsylvania the only major oil and gas producing state to undertake such restrictions.
"Getting out of RGGI means Pennsylvania can better compete for the data centers, advanced manufacturing facilities and energy investments that are driving 21st-century economic growth," Holt said. "This bipartisan vote is a win for families, small businesses and the state's tradespeople, all of whom will benefit from the more affordable and reliable energy Pennsylvania can better deliver now that RGGI's additional costs and job-killing effects are permanently out of the picture."
The legislation's passage comes as Pennsylvania positions itself to capture more than $90 billion in data center and AI investments recently announced at the Pennsylvania Energy & Innovation Summit. By removing a de facto tax on power generation, Pennsylvania is better positioned to leverage its substantial natural gas resources and nuclear facilities to meet this exponential growth in electricity demand while maintaining affordability and reliability for families and small businesses.
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About Consumer Energy Alliance
Consumer Energy Alliance (CEA) is the trusted voice advocating for affordable, reliable, and cleaner energy solutions that benefit all Americans. Representing families, farmers, small businesses, distributors, producers, and manufacturers, CEA champions sensible, balanced policies that support economic growth and environmental resiliency; and ensures families and businesses are a vocal part of the nation's energy dialogue. Every day, we work to inspire practical, responsible solutions that meet America's energy needs while protecting the environment for generations to come.
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Original text here: https://consumerenergyalliance.org/2025/11/cea-applauds-pennsylvania-legislature-for-voting-to-pull-state-out-of-regional-greenhouse-gas-initiative/
[Category: Energy]
AICPA Holiday Spending Survey Reveals Budgeting, Debt and a Bit of Regret
WASHINGTON, Nov. 14 -- The American Institute of CPAs issued the following news release:
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AICPA Holiday Spending Survey Reveals Budgeting, Debt and a Bit of Regret
A quarter of holiday shoppers/travelers usually make a budget for holiday spending but admit they probably won't stick to it.
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A new holiday shopping survey conducted by The Harris Poll on behalf of the American Institute of CPAs (AICPA) reveals Americans who plan to spend on holiday gifts/travel will make some cut-backs in spending, have expectations of debt and will carry the emotional toll of overspending for the upcoming
... Show Full Article
WASHINGTON, Nov. 14 -- The American Institute of CPAs issued the following news release:
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AICPA Holiday Spending Survey Reveals Budgeting, Debt and a Bit of Regret
A quarter of holiday shoppers/travelers usually make a budget for holiday spending but admit they probably won't stick to it.
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A new holiday shopping survey conducted by The Harris Poll on behalf of the American Institute of CPAs (AICPA) reveals Americans who plan to spend on holiday gifts/travel will make some cut-backs in spending, have expectations of debt and will carry the emotional toll of overspending for the upcomingholiday season.
"The 2025 holiday season could see many Americans balancing the desire to celebrate with the reality of financial strain," says Dan Snyder, CPA/PFS, Director of AICPA Personal Financial Planning. "Economic uncertainty may lead Americans to cut back on holiday spending and nearly half of those who plan to spend on holiday gifts/travel expect to incur holiday debt."
Spending Trends - gifts and travel
* This season, 42% of holiday shoppers and travelers expect to spend over $1,000 on the holidays (including travel, gifts, food/entertaining), while 50% plan to keep their spending at or below that threshold and 8% are not at all sure how much they plan to spend.
* 36% of Americans planning to buy holiday gifts and 35% of those planning to spend money on travel for the holidays say they'll spend less than last year.
* One in four Americans who plan to spend on holiday gifts/travel (25%) usually make a budget for holiday spending but admit they probably won't stick to it. A higher percentage of adults 18-34 who plan to spend on holiday gifts/travel fall into this category, with 33% acknowledging their budgeting inconsistency, compared to16% of those aged 55+.
Debt Management
* Nearly half (47%) of those who plan to spend on holiday gifts/travel anticipate going into debt. Male holiday shoppers/travelers (52%) are more likely than their female counterparts (42%) to expect holiday debt.
* Seventy-nine percent of those who plan to spend on holiday gifts/travel will use a credit card for their holiday spending, but 52% of them don't expect to pay off their holiday debt in full when the bill arrives. Seventeen percent say it will take more than six months to pay it off.
* Percentage of those who expect to have holiday debt this year by age:
Americans aged 18-34: 64%
Americans aged 35-44: 58%
Americans aged: 45-54: 48%
Americans aged 55-64: 36%
Americans aged 65+: 23%
* Thirty-six percent of those who expect to have holiday debt this year plan to use a flexible payment plan (Klarna, Affirm, Afterpay) to pay off that debt.
* Thirty percent of those who expect to have holiday debt plan to use their tax refund to settle their holiday debt.
* A quarter of Americans (25%) who plan to spend on holiday gifts/travel cite higher everyday expenses (groceries, gas, and utilities) as barriers to paying off holiday spending.
Spending Regret
* For those who plan to spend on holiday gifts/travel, 39% have felt regret about spending too much on the holidays.
"When spending is driven by emotions rather than a plan, it can get out of hand," says Snyder. "Left unchecked, impulse spending, whether it's on gifts, travel or entertaining, can lead to serious financial drain. Having a plan can help spenders start the New Year with their financial wellness intact."
The AICPA offers helpful tips to help manage holiday spending and debt:
* Determine the people you plan to purchase gifts for and how much you'll spend before you start shopping. If something is not on your predetermined list, think before you buy.
* Track your spending as you go. Seeing how much you've spent and how much is left to spend can help you stick to your budget.
* When it comes to travel, look at any points you've earned through your credit card(s) that may help you save on flights, hotels or car rental. Gas points can help you save if you're traveling by car.
* Try to book as far in advance as possible and be flexible with your dates. Use apps to track prices to find the best deal for you.
* If you owe money on your credit cards, the wisest thing you can do is pay off the balance in full as quickly as possible.
* If you know you won't be able to pay your balance in full, try to figure out how much you can pay each month and how long it'll take to pay the balance in full.
* If you have unpaid balances on several credit cards, first consider paying down the card that charges the highest rate. Pay as much as you can toward that debt each month until your balance is zero, while still paying the minimum on your other cards.
Survey Method: This survey was conducted online within the United States by The Harris Poll on behalf of AICPA from October 28 - 30, 2025 among 2,084 adults ages 18 and older. The sampling precision of Harris online polls is measured by using a Bayesian credible interval. For this study, the sample data is accurate to within +/- 2.5 percentage points using a 95% confidence level. For complete survey methodology, including weighting variables and subgroup sample sizes, please contact the AICPA.
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About the American Institute of CPAs
The American Institute of CPAs (AICPA) is the world's largest member association representing the CPA profession, with 400,000 members in the United States and worldwide, and a history of serving the public interest since 1887. AICPA members represent many areas of practice, including business and industry, public practice, government, education and consulting. AICPA sets ethical standards for its members and U.S. auditing standards for private companies, not-for-profit organizations, and federal, state and local governments. It develops and grades the Uniform CPA Examination, offers specialized credentials, builds the pipeline of future talent and drives continuing education to advance the vitality, relevance and quality of the profession.
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Original text here: https://www.aicpa-cima.com/news/article/aicpa-holiday-spending-survey-reveals-budgeting-debt-and-a-bit-of-regret
[Category: Accounting]