Trade Associations
Here's a look at documents from national and international trade associations
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MISMO Calls for Industry Input on SMART Doc V3 Power of Attorney Specification
WASHINGTON, Nov. 5 -- MISMO, a subsidiary of the Mortgage Bankers Association, issued the following news on Nov. 4, 2025:
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MISMO Calls for Industry Input on SMART Doc V3 Power of Attorney Specification
MISMO(R), the real estate finance industry's standards organization, today announced that it is seeking public comment on the SMART Doc(R) V3 Power of Attorney Specification ("Specification"). The 30-day public comment period will run through December 4, 2025.
The SMART Doc(R) V3 Verifiable Profile allows document data to travel with the PDF and then be automatically verified with the document
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WASHINGTON, Nov. 5 -- MISMO, a subsidiary of the Mortgage Bankers Association, issued the following news on Nov. 4, 2025:
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MISMO Calls for Industry Input on SMART Doc V3 Power of Attorney Specification
MISMO(R), the real estate finance industry's standards organization, today announced that it is seeking public comment on the SMART Doc(R) V3 Power of Attorney Specification ("Specification"). The 30-day public comment period will run through December 4, 2025.
The SMART Doc(R) V3 Verifiable Profile allows document data to travel with the PDF and then be automatically verified with the documentimage, providing assurance that loan documents and associated data are consistent, reliable, and unaltered. The new Specification applies SMART Doc V3 Verifiable Profile functionality to the power of attorney document, further enabling the seamless exchange of data and documents between trading partners. The Specification is intended to enhance and expedite the process of transferring legal documents for real estate transactions. The Specification is not and should not be considered legal advice, and parties should consult with legal counsel before entering into any transaction.
The public comment period allows those who participated in the proposal at least 30-days' notice prior to final release to review and disclose any applicable Patent Rights (as defined by MISMO's 2018 Intellectual Property Rights Policy).
MISMO requests that any organization that may have any patent or patent applications, or other intellectual property rights that might be impacted by an organization that uses or is compliant with these proposed MISMO products to disclose them at this time in writing. All comments and disclosures are due by December 4, 2025, and should be directed to info@mismo.org.
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Original text here: https://www.mismo.org/about-MISMO/news/2025/11/04/mismo-calls-for-industry-input-on-smart-doc-v3-power-of-attorney-specification
[Category: Financial Services]
CFA Institute Reports Results for CIPM Program Testing in September
CHARLOTTESVILLE, Virginia, Nov. 5 -- The CFA Institute, an association of investment professionals, issued the following news release on Nov. 4, 2025:
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CFA Institute Reports Results for CIPM(R) Program Testing in September
CFA Institute, the global association of investment professionals, announces today the results of the September 2025 Certificate in Investment Performance Measurement (CIPM(R)) examinations. The results coincide with the 20th anniversary of the CIPM Program.
Of 192 candidates who sat for the Level I CIPM examination in September, 34 percent have passed. Of 168 candidates
... Show Full Article
CHARLOTTESVILLE, Virginia, Nov. 5 -- The CFA Institute, an association of investment professionals, issued the following news release on Nov. 4, 2025:
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CFA Institute Reports Results for CIPM(R) Program Testing in September
CFA Institute, the global association of investment professionals, announces today the results of the September 2025 Certificate in Investment Performance Measurement (CIPM(R)) examinations. The results coincide with the 20th anniversary of the CIPM Program.
Of 192 candidates who sat for the Level I CIPM examination in September, 34 percent have passed. Of 168 candidateswho sat for the Level II CIPM examination in September, 52 percent have passed. All candidates will be notified of their results today.
Chris Wiese, CFA, Managing Director of Education at CFA Institute, comments:
"Congratulations to all successful CIPM candidates on this achievement. The CIPM Program equips investment professionals with advanced analytical and ethical skills that strengthen transparency and accountability across our industry. By pursuing this designation, candidates demonstrate a commitment to excellence that supports sound decision-making and helps build trust in global financial markets."
Successful Level II candidates will receive their CIPM designation upon successful verification of professional experience and CFA Institute membership requirements. This includes attesting to ethical guidelines, the CFA Institute Codes and Standards each year, and maintaining a minimum of 15 credits of continuing education annually. CFA(R) charterholders who have successfully completed Level III of the CFA Program may proceed directly to Level II of the CIPM Program if they so choose.
Candidates for the September 2025 Level I and Level II CIPM exams attended in person at a proctored examination venue in one of 47 markets worldwide. The next CIPM examination window is scheduled for March 2026.
CFA Institute Celebrates 20 Years of the CIPM(R) Program
2025 marks the 20th anniversary of the Certificate in Investment Performance Measurement (https://www.cfainstitute.org/en/programs/cipm) Program, a globally recognized credential that has enabled investment professionals worldwide to commit to standards of excellence in investment performance and reporting.
Two decades ago, CFA Institute recognized the industry's growing need for specialized expertise in performance measurement, attribution, and reporting.
The CIPM Program was created to meet that need by drawing on the CFA Institute Global Investment Performance Standards (GIPS) to develop a program whereby investment professionals could attain a rigorous understanding of global standards for accuracy, integrity, and transparency in evaluating and presenting investment results.
Chris Wiese, CFA, adds:
"Individuals who earn the CIPM designation have mastered the principles behind the Global Investment Performance Standards, which are used by more than 1,600 organizations worldwide, including the top 25 asset managers globally. Congratulations to all candidates who have demonstrated their commitment to upholding a higher standard."
29th Annual GIPS(R) Conference
CFA Institute will host the 29th Annual Global Investment Performance Standards conference in Phoenix, Arizona, 11-12 November. The conference will bring together asset managers, asset owners, and compliance professionals to navigate the evolving landscape of investment performance. The agenda features expert-led session on OCIO portfolios, the SEC Marketing Rule, best practices in return attribution, and more. The full agenda is available at 29th Annual GIPS Conference.
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About CFA Institute
As the global association of investment professionals, CFA Institute sets the standards for professional excellence and credentials. We champion ethical behavior in investment markets and serve as the leading source of learning and research for the investment industry. We believe in fostering an environment where investors' interests come first, markets function at their best, and economies grow. With more than 200,000 charterholders worldwide across more than 160 markets, CFA Institute has 9 offices and 158 local societies. Find us at www.cfainstitute.org or follow us on LinkedIn.
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Original text here: https://www.cfainstitute.org/about/press-room/2025/cipm-results-september-2025
[Category: Financial Services]
UN Report Confirms Planetary Warming Will Breach 1.5 Degrees Celsius, Richer Nations Primarily to Blame
CAMBRIDGE, Massachusetts, Nov. 4 [Category: Environment] -- The Union of Concerned Scientists posted the following news release:
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UN Report Confirms Planetary Warming Will Breach 1.5 Degrees Celsius, Richer Nations Primarily to Blame
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CAMBRIDGE, Mass. (November 4, 2025)The United Nations Environment Programme (UNEP) released its annual Emissions Gap Report today. The analysis shows that without immediate, aggressive action the world is on track to endure a global average temperature rise of between 2.3 and 2.8 degrees Celsius above pre-industrial levels over this century. The U.S. withdrawal
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CAMBRIDGE, Massachusetts, Nov. 4 [Category: Environment] -- The Union of Concerned Scientists posted the following news release:
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UN Report Confirms Planetary Warming Will Breach 1.5 Degrees Celsius, Richer Nations Primarily to Blame
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CAMBRIDGE, Mass. (November 4, 2025)The United Nations Environment Programme (UNEP) released its annual Emissions Gap Report today. The analysis shows that without immediate, aggressive action the world is on track to endure a global average temperature rise of between 2.3 and 2.8 degrees Celsius above pre-industrial levels over this century. The U.S. withdrawalfrom the Paris Agreement, which goes into effect in January 2026, would add another 0.1 degrees Celsius to this range. This far exceeds the Paris Agreement temperature goals of keeping warming to well below 2 degrees Celsius and as close to 1.5 degrees Celsius as possiblea science-based goal recognized to significantly limit climate harms globally.
The report comes a week before the start of the U.N. annual climate talks ( COP30 ) in Belem, Brazil, and raises alarms over the disconnect between insufficient pledges made by countries to reduce heat-trapping emissions, the lack of robust policies they have implemented to achieve those commitments and what the science shows is necessary to limit global average temperatures in line with the Paris Agreement goals. The stark conclusions related to the impending breach also highlight the critical need to simultaneously invest in robust adaptation measures.
Below is a statement by Dr. Rachel Cleetus, senior policy director for the Climate and Energy Program at the Union of Concerned Scientists (UCS). She has more than 20 years of experience working on international climate and energy issues, is a regular attendee of the annual U.N. climate talks and will be attending COP30.
"This report's findings, confirming that a crucial science-based benchmark for limiting dangerous climate change is about to be breached, are alarming, enraging and heart-breaking. Years of grossly insufficient action from richer nations and continued climate deception and obstruction by fossil fuel interests are directly responsible for bringing us here. World leaders still have the power to act decisively to sharply rein in heat-trapping emissions and any other choice would be an unconscionable dereliction of their responsibility to humanity.
"Costly and deadly climate impacts are already widespread and will worsen with every fraction of a degree, harming people's health and well-being, as well as the economy. Policymakers must seize the opportunity now to accelerate deployment of renewable energy and energy efficiencysolutions that are plentiful, clean and affordableand transition away from polluting fossil fuels. Protecting people, livelihoods and ecosystems by helping them adapt to climate hazards is also critical as higher temperatures unleash rapidly worsening heat, floods, storms, wildfires, drought and sea level rise.
"Ambitious climate action can cut energy costs, improve public health and create a myriad of economic opportunities. Richer, high-emitting countries' continued failure to tackle the challenge head-on is undermining the well-being of their own people and is a monumental injustice toward lower-income countries that have contributed the least to this problem yet bear the most acute harms. It's past time for wealthy countries to heed the latest science and pay up for their role in fueling the climate crisis. With alarms blaring, the upcoming U.N. climate talks must be a turning point in global climate action. Powerful politicians and billionaires who willfully ignore urgent realities and continue to delay, distract or lie about climate change will have to answer to our children and grandchildren."
Additional UCS Resources:
* Blog post from Dr. Cleetus on priorities for COP30 and the danger of breaching 1.5 degrees Celsius of global warming
* Blog post from Dr. Carly Phillips on the science of overshooting climate goals
* Media advisory listing UCS experts attending COP30 in Brazil available for interviews
* All blog posts related to COP30
* Statement on President Trump's second withdrawal from the Paris Agreement
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Original text here: https://www.ucsusa.org/about/news/un-report-confirms-breaching-15-c-global-warming
September Steel Shipments Up 3.5 Percent From Prior Month
WASHINGTON, Nov. 4 [Category: Steel] -- The American Iron and Steel Institute posted the following news release:
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September Steel Shipments Up 3.5 Percent From Prior Month
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Up 4.6 Percent YTD in 2025 from Same Period in 2024
WASHINGTON, D.C. - The American Iron and Steel Institute (AISI) reported today that for the month of September 2025, U.S. steel mills shipped 8,032,536 net tons, a 12.4 percent increase from the 7,143,221 net tons shipped in September 2024. Shipments were up 3.5 percent from the 7,762,706 net tons shipped in the previous month, August 2025. Shipments year-to-date
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WASHINGTON, Nov. 4 [Category: Steel] -- The American Iron and Steel Institute posted the following news release:
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September Steel Shipments Up 3.5 Percent From Prior Month
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Up 4.6 Percent YTD in 2025 from Same Period in 2024
WASHINGTON, D.C. - The American Iron and Steel Institute (AISI) reported today that for the month of September 2025, U.S. steel mills shipped 8,032,536 net tons, a 12.4 percent increase from the 7,143,221 net tons shipped in September 2024. Shipments were up 3.5 percent from the 7,762,706 net tons shipped in the previous month, August 2025. Shipments year-to-datein 2025 are 68,732,750 net tons, up 4.6 percent vs. 2024 shipments of 65,684,015 net tons for nine months.
A comparison of shipments year-to-date in 2025 to the first nine months of 2024 shows the following changes: corrosion resistant sheet and strip, up 4 percent, hot rolled sheet and strip, down 1 percent and cold rolled sheet and strip, down 4 percent.
Contact: Lisa Harrison
202.452.7115 / lharrison@steel.org
AISI serves as the voice of the American steel industry in the public policy arena and advances the case for steel in the marketplace as the preferred material of choice. AISI's membership is comprised of integrated and electric arc furnace (EAF) steelmakers, steel pipe and tube manufacturers and steel processors and fabricators, reflecting the production and distribution of both carbon and stainless steels. These steels are critical to America's national and economic security, including roads and bridges, buildings, the electrical grid, cars and trucks and all clean energy technologies. AISI also represents associate members who are suppliers to or customers of the steel industry. For more news about steel and its applications, view AISI's website at www.steel.org. Follow AISI on Facebook, LinkedIn, Twitter (@AISISteel) or Instagram.
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Original text here: https://www.steel.org/2025/11/september-steel-shipments-up-3-5-percent-from-prior-month/
ISDA Extends Saudi Arabia Netting Opinions
NEW YORK, Nov. 4 -- The International Swaps and Derivatives Association issued the following news release on Nov. 3, 2025:
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ISDA Extends Saudi Arabia Netting Opinions
ISDA has extended its netting opinions for Saudi Arabia to cover regulations published by the Capital Market Authority (CMA) earlier this year that recognize the enforceability of close-out netting.
The CMA regulations were published in July, and follow similar rules published by the Saudi Central Bank (SAMA) in February. The CMA regulations apply if at least one party is a capital market institution supervised by the CMA,
... Show Full Article
NEW YORK, Nov. 4 -- The International Swaps and Derivatives Association issued the following news release on Nov. 3, 2025:
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ISDA Extends Saudi Arabia Netting Opinions
ISDA has extended its netting opinions for Saudi Arabia to cover regulations published by the Capital Market Authority (CMA) earlier this year that recognize the enforceability of close-out netting.
The CMA regulations were published in July, and follow similar rules published by the Saudi Central Bank (SAMA) in February. The CMA regulations apply if at least one party is a capital market institution supervised by the CMA,which includes dealers and investment managers. Both the CMA and SAMA rules are closely based on ISDA's 2018 Model Netting Act.
ISDA published netting opinions under the SAMA regulations in June. Those netting opinions - one under the ISDA Master Agreement and one for Islamic derivatives under the ISDA/International Islamic Financial Market Tahawwut Master Agreement - have now been extended to cover the CMA rules. Riyadh-based law firm STAT was commissioned by ISDA to draft the netting opinions.
ISDA is also developing collateral opinions under both regulations, which will be published before the end of the year.
"Thanks to this important step by CMA, ISDA's netting opinions now make clear that netting is enforceable for trades with any Saudi financial counterparty, whether an investment manager supervised by the CMA or a bank regulated by SAMA. This is a big step in the further development of Saudi Arabia's financial markets, and we would like to thank the CMA for its constructive engagement with ISDA and the industry throughout the development and consultation process," said Scott O'Malia, ISDA's Chief Executive.
ISDA has consistently advocated for enforceable close-out netting as a critical foundation of safe and efficient derivatives markets and has published netting opinions for 90 jurisdictions around the world. By allowing counterparties to reduce their obligations to a single net payment due from one party to another, netting significantly reduces credit risk. As of the end of 2024, the global gross market value of derivatives contracts stood at $17.6 trillion, whereas the gross credit exposure, which adjusts gross market values for legally enforceable bilateral netting agreements, amounted to $3.0 trillion, according to data from the Bank for International Settlements.
The ISDA netting opinions are available here (https://www.isda.org/category/opinions/).
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Original text here: https://www.isda.org/2025/11/03/isda-extends-saudi-arabia-netting-opinions/
[Category: Financial Services]
Canada and U.S.A. Pavilions to Expand and Enhance Footprint at Metstrade 2025
CHICAGO, Illinois, Nov. 4 [Category: Business] -- The National Marine Manufacturers Association posted the following news release:
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Canada and U.S.A. Pavilions to Expand and Enhance Footprint at Metstrade 2025
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When Metstrade runs Nov. 18-20 in Amsterdam, the global marine industry will see an exciting new chapter for North America. For the first time, the Canada and U.S.A. pavilions will co-locate in Hall 12, establishing a unified presence that reflects the region's innovation, craftsmanship, and leadership in recreational boating. The co-located pavilions will feature 75 companies,
... Show Full Article
CHICAGO, Illinois, Nov. 4 [Category: Business] -- The National Marine Manufacturers Association posted the following news release:
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Canada and U.S.A. Pavilions to Expand and Enhance Footprint at Metstrade 2025
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When Metstrade runs Nov. 18-20 in Amsterdam, the global marine industry will see an exciting new chapter for North America. For the first time, the Canada and U.S.A. pavilions will co-locate in Hall 12, establishing a unified presence that reflects the region's innovation, craftsmanship, and leadership in recreational boating. The co-located pavilions will feature 75 companies,including seven participating for the first time.
At the center of this new hub is the North America Stage, a collaboration between NMMA, the International BoatBuilders' Exhibition & Conference (IBEX), and Soundings Trade Only, offering three days of sessions designed to educate, inspire, and connect marine professionals from around the world. The North America Stage will be one of four presentation stages throughout Metstrade offered by RAI Amsterdam.
Hall 12: A Destination for Innovation
Visitors to Hall 12 will find a dynamic showcase of materials, systems, and services from U.S. and Canadian suppliers serving the global marine marketplace. Anchored by NMMA (#12.902), IBEX (#12.909), and Soundings Trade Only (#12.700), the space will serve as a central meeting point for collaboration, innovation, and business growth.
On Stage: Insights Driving the Future of Boating
The North America Stage, elevated with Wet Sounds, the official audio sponsor, will be the heartbeat of Hall 12, bringing together leading experts and innovators to explore the forces shaping the industry, sustainability, market access, consumer trends, and leadership. Curated by NMMA, IBEX, and Soundings Trade Only, the three-day program delivers actionable insights for builders and suppliers through sessions on renewable composites, new electrical standards, trade policy, and emerging consumer research. With thought-provoking panels, interactive discussions, and the introduction of the Visionaries & Vino networking series, complete with wine tastings, the stage offers a front-row seat to the ideas, technologies, and people driving the future of recreational boating.
View the full schedule here
Adding to the excitement, the North American Networking Reception will take place on Wednesday, Nov. 19, from 16:30-18:30, on the North America Stage in Hall 12. Presented by NMMA (Stand 12.902) and sponsored by BAR Marine by EDM (Stand 12.810) and Wet Sounds (Stand 12.728), the reception offers an opportunity to unwind and connect with peers from across the Canadian and U.S. marine industries. Guests can enjoy North American-inspired flavors, music, and conversation as they celebrate collaboration and new business opportunities within the Hall 12 community. Drinks and light bites will be served.
With the launch of the co-located Canada and U.S.A. pavilions and North America Stage, Hall 12 becomes more than a locationit's a destination. Builders, suppliers, and distributors can connect directly with NMMA, NMMA Canada, IBEX, Soundings Trade Only, the U.S. Coast Guard, and ABYC, alongside leading innovators from across the continent. Whether exploring sustainable solutions, entering new markets, or engaging future consumers, Hall 12 is the place to be at Metstrade 2025.
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Original text here: https://www.nmma.org/press/article/25282
ACEP Statement Regarding the CY 2026 Physician Fee Schedule
DALLAS, Texas, Nov. 4 -- The American College of Emergency Physicians issued the following news release:
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ACEP Statement Regarding the CY 2026 Physician Fee Schedule
WASHINGTON, DC--"The American College of Emergency Physicians (ACEP) is deeply disappointed by the Centers for Medicare & Medicaid Services' (CMS') decision to finalize policies in the Calendar Year 2026 Medicare Physician Fee Schedule (PFS) final rule that will harm emergency medicine, lead to more provider consolidation, and result in long-term negative impacts on patient access to care.
We share CMS' goal of ensuring that
... Show Full Article
DALLAS, Texas, Nov. 4 -- The American College of Emergency Physicians issued the following news release:
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ACEP Statement Regarding the CY 2026 Physician Fee Schedule
WASHINGTON, DC--"The American College of Emergency Physicians (ACEP) is deeply disappointed by the Centers for Medicare & Medicaid Services' (CMS') decision to finalize policies in the Calendar Year 2026 Medicare Physician Fee Schedule (PFS) final rule that will harm emergency medicine, lead to more provider consolidation, and result in long-term negative impacts on patient access to care.
We share CMS' goal of ensuring thatPFS valuations accurately reflect changes in resource use over time. Unfortunately, the efficiency adjustment for non-time-based services as finalized is a flawed and overly broad policy that fails to differentiate between services that can achieve further efficiencies and those that cannot, as well as those that have already been reevaluated through existing processes recently.
Additionally, halving indirect practice expense (PE) RVUs for services furnished in facilities ignores how emergency medicine is often delivered and directly strips payment intended to cover overhead that emergency physicians themselves often must bear. Most emergency physicians are not hospital employees; they staff EDs through professional services contracts and must finance their own fixed costs--24/7 physician coverage to meet EMTALA, on-call backup, clinical staffing, malpractice, billing/IT, and compliance. The finalized cut treats those costs as if the hospital absorbed them simply because care occurs in a facility, so physician payment is reduced while the physician's costs do not change. The result is straightforward: independent groups, especially smaller practices, will see shrinking reimbursement while costs remain the same--contracts become financially unsustainable, consolidation accelerates (the opposite of CMS' stated aim), and ED coverage and timely patient access to lifesaving care are put at risk.
Though we appreciate CMS' desire to ensure that health care services are appropriately valued, these policies utilize a blunt instrument when a scalpel would be more appropriate. Particularly for emergency medicine, the changes almost entirely cancel out Congress' recent actions to provide temporary relief to stabilize physician payments. ACEP welcomes the opportunity to work with CMS and Congress to reevaluate and implement critical refinements to these policies to protect physician practices and ensure access to the high-quality emergency care our patients need and deserve."
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The American College of Emergency Physicians (ACEP) is the national medical society representing emergency medicine. Through continuing education, research, public education, and advocacy, ACEP advances emergency care on behalf of its 40,000 emergency physician members, and the more than 150 million people they treat on an annual basis. For more information, visit www.acep.org and www.emergencyphysicians.org.
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Original text here: https://www.emergencyphysicians.org/press-releases/2025/11-3-25-acep-statement-regarding-the-cy-2026-physician-fee-schedule
[Category: Medical]
