Trade Associations
Here's a look at documents from national and international trade associations
Featured Stories
Study Reveals How Your Income May Shape Your Risk of Dementia
MINNEAPOLIS, Minnesota, Nov. 13 -- The American Academy of Neurology issued the following news release:
* * *
New study reveals how your income may shape your risk of dementia
Highlights
* Your income may be associated with your risk factors for dementia.
* Researchers found that having a lower income was associated with a higher prevalence of dementia risk factors like hearing loss, high blood pressure, depression and physical inactivity.
* For people living below the poverty level, one in five cases of dementia may be associated with vision loss and social isolation in older people.
*
... Show Full Article
MINNEAPOLIS, Minnesota, Nov. 13 -- The American Academy of Neurology issued the following news release:
* * *
New study reveals how your income may shape your risk of dementia
Highlights
* Your income may be associated with your risk factors for dementia.
* Researchers found that having a lower income was associated with a higher prevalence of dementia risk factors like hearing loss, high blood pressure, depression and physical inactivity.
* For people living below the poverty level, one in five cases of dementia may be associated with vision loss and social isolation in older people.
*After adjusting for income, several risk factors still showed higher prevalence among historically underrepresented groups in clinical research, including diabetes, physical inactivity, obesity and vision loss.
* Researchers say prevention matters--that efforts like improving access to health care and reducing social isolation may reduce dementia risk, though further studies are needed.
*
People with lower incomes and people from racial and ethnic historically underrepresented groups in clinical studies are more likely to have modifiable risk factors for dementia, factors that could be changed to lower their risk, according to a study published November 12, 2025, in Neurology(R), the medical journal of the American Academy of Neurology. While the study found associations across multiple risk factors, it does not prove that income, race or ethnicity cause an increase in dementia risk factors.
"Our findings provide new insight into how people living below the poverty line and those from historically under-resourced groups may bear a higher burden of many modifiable dementia risk factors," said study author Eric L. Stulberg, MD, MPH, of the Thomas Jefferson University Sidney Kimmel Medical College and a member of the American Academy of Neurology. "By identifying which risk factors are most prevalent in people who have a higher risk for dementia, we can better target potential prevention--whether that means improving access to vision care, supporting social connection, or addressing conditions like diabetes and high blood pressure."
The study included more than 5,000 people. Participants were assessed for 13 dementia risk factors: low education, alcohol use, obesity, high LDL cholesterol, traumatic brain injury, untreated hearing loss, vision loss, diabetes, untreated high blood pressure, smoking, depression, physical inactivity and social isolation.
Analyses also accounted for age, sex, and race and ethnicity. Stulberg noted that race and ethnicity are socially based constructs and not biological variables.
Researchers divided participants into six income groups. Those in the lowest group had incomes below the federal poverty level. Those in the highest group had incomes more than five times the federal poverty level.
For each income group, researchers determined the percentage of people who had each risk factor and the percentage of dementia cases that could theoretically be prevented or delayed if those risk factors were eliminated.
Researchers found higher incomes were associated with lower prevalence of each dementia risk factor except obesity, high cholesterol and traumatic brain injury.
With each step up in income category representing a 100% higher income above the poverty level, people were 9% less likely to have an additional risk factor in middle age.
In the lowest group with incomes below the poverty level, vision loss and social isolation stood out. Researchers found 21% of dementia cases could potentially be mitigated if vision loss were addressed, and 20% of cases for social isolation.
Stulberg said, "While our results are exploratory and do not show cause and effect, improving access to vision care and reducing social isolation among older adults could potentially have a major impact in those living below the poverty level."
After adjusting for income, several risk factors still showed stronger associations among historically underrepresented groups in clinical studies including Black Americans, Mexican Americans and non-Mexican Hispanic Americans, when compared to white Americans. Those risk factors included diabetes, physical inactivity, obesity and vision loss.
"Our results suggest there may be an opportunity to help people reduce their dementia risk factors now, thereby reducing risks among people with lower incomes and historically underrepresented populations in clinical studies, where our study suggests many risk factors are more prevalent," Stulberg said. "It is exciting to see that even late-life risk factors may be targets for interventions. We hope that future studies evaluate if targeting these late-life risk factors may yield benefits, particularly for people who are living below the poverty level."
A limitation of the study was that it provided only a snapshot in time and did not follow people over longer periods. In addition, some information was reported by participants, and they may not have remembered or reported the information accurately.
Discover more about dementia at Brain and Life (R), from the American Academy of Neurology. This resource also offers a website, podcast, and books that connect patients, caregivers and anyone interested in brain health with the most trusted information, straight from the world's leading experts in brain health. Follow Brain & Life(R) on Facebook, X and Instagram.
* * *
The American Academy of Neurology is the leading voice in brain health. As the world's largest association of neurologists and neuroscience professionals with more than 40,000 members, the AAN provides access to the latest news, science and research affecting neurology for patients, caregivers, physicians and professionals alike. The AAN's mission is to enhance member career fulfillment and promote brain health for all. A neurologist is a doctor who specializes in the diagnosis, care and treatment of brain, spinal cord and nervous system diseases such as Alzheimer's disease, stroke, concussion, epilepsy, Parkinson's disease, multiple sclerosis, headache and migraine.
Explore the latest in neurological disease and brain health, from the minds at the AAN at AAN.com or find us on Facebook, X, LinkedIn, Instagram and YouTube.
* * *
Original text here: https://www.aan.com/PressRoom/Home/PressRelease/5295
[Category: Medical]
NRF Praises Deal to Reopen Federal Government
WASHINGTON, Nov. 13 -- The National Retail Federation posted the following statement on Nov. 12, 2025:
* * *
NRF Praises Deal to Reopen Federal Government
The National Retail Federation today issued the following statement from President and CEO Matthew Shay following the announcement Congress has approved a measure to reopen the federal government. Following President Donald Trump's signature, the deal will provide funding for government operations through Jan. 30.
"We support and encourage congressional efforts to successfully pass a measure to fund and reopen the federal government. Getting
... Show Full Article
WASHINGTON, Nov. 13 -- The National Retail Federation posted the following statement on Nov. 12, 2025:
* * *
NRF Praises Deal to Reopen Federal Government
The National Retail Federation today issued the following statement from President and CEO Matthew Shay following the announcement Congress has approved a measure to reopen the federal government. Following President Donald Trump's signature, the deal will provide funding for government operations through Jan. 30.
"We support and encourage congressional efforts to successfully pass a measure to fund and reopen the federal government. Gettingfurloughed federal employees back to work and reinstating government services to millions of families across the country are crucial steps to restoring consumer confidence and spurring economic growth.
"With essential functions restored, the nation can now move forward, and Congress must sustain this spirit of cooperation to further address the broader challenges facing the constituents they represent."
NRF sent a key vote letter to the House and Senate in support of H.R. 5371, the Continuing Appropriations and Extension Act, 2026.
* * *
About NRF
The National Retail Federation passionately advocates for the people, brands, policies and ideas that help retail succeed. From its headquarters in Washington, D.C., NRF empowers the industry that powers the economy. Retail is the nation's largest private-sector employer, contributing $5.3 trillion to annual GDP and supporting more than one in four U.S. jobs -- 55 million working Americans. For over a century, NRF has been a voice for every retailer and every retail job, educating, inspiring and communicating the powerful impact retail has on local communities and global economies. nrf.com
* * *
Original text here: https://nrf.com/media-center/press-releases/nrf-praises-deal-to-reopen-federal-government
[Category: Business]
Medicare Policy Will Deny Coverage for Medically Necessary Treatments for Debilitating Pain and Potentially Increase Opioid Use, Misuse
WASHINGTON, Nov. 13 -- The American Society of Anesthesiologists posted the following news release:
* * *
Medicare Policy Will Deny Coverage for Medically Necessary Treatments for Debilitating Pain and Potentially Increase Opioid Use, Misuse
Millions of chronic pain patients may be forced to turn to opioids or less effective treatments for their conditions, at a time when the opioid epidemic continues to claim the lives of Americans at an alarming rate. A newly proposed Medicare Administrative Contractors (MACs) policy aims to deny those suffering from chronic pain, coverage and access to peripheral
... Show Full Article
WASHINGTON, Nov. 13 -- The American Society of Anesthesiologists posted the following news release:
* * *
Medicare Policy Will Deny Coverage for Medically Necessary Treatments for Debilitating Pain and Potentially Increase Opioid Use, Misuse
Millions of chronic pain patients may be forced to turn to opioids or less effective treatments for their conditions, at a time when the opioid epidemic continues to claim the lives of Americans at an alarming rate. A newly proposed Medicare Administrative Contractors (MACs) policy aims to deny those suffering from chronic pain, coverage and access to peripheralnerve blocks (PNB) - a minimally invasive and historically effective, non-opioid treatment option for chronic pain. The American Society of Anesthesiologists (ASA) strongly denounced the policy and urged its reversal.
"For decades, chronic pain patients have received treatment from PNBs and ablation techniques that provide rapid and durable pain relief, enhance function and quality of life, and decrease reliance on systemic pain medications, including opioids," said ASA President Patrick Giam, M.D., FASA. "We urge Medicare to consider the compelling clinical and functional evidence that supports coverage of PNBs and related procedures."
In a formal communication to the MACs, ASA emphasized the strong clinical, scientific, and anecdotal evidence that exists to support the use of PNBs for chronic pain and restoring patients' quality of life. ASA cited many medical society guidelines and expert consensus, as well as functional and real-world evidence to demonstrate the effectiveness and medical necessity of these procedures for patients in debilitating pain. A large portion of the communication also included numerous compelling patient success stories that reinforce the clinical value of these procedures in treating pain. As addressing the opioid epidemic is of great concern to ASA, the comments also noted that using non-opioid treatments like PNBs can help prevent opioid addiction by minimizing a patient's initial exposure to narcotics. This can prevent opioid misuse in the nearly 4 million Americans who initiate long-term opioid use every year after a routine surgical procedure.
The formal comments to the MACs are only one piece of ASA's response to this assault on access to effective pain treatments. ASA has taken a leading and proactive role in addressing insurer coverage denials of pain procedures that help patients in pain. ASA is actively collaborating with many other pain and medical societies to address the broad implications of these types of care denials and will continue to advocate for patient access to effective and necessary treatment options.
* * *
THE AMERICAN SOCIETY OF ANESTHESIOLOGISTS
Founded in 1905, the American Society of Anesthesiologists (ASA) is an educational, research and scientific society with more than 60,000 members organized to advance the medical practice of anesthesiology and secure its future. ASA is committed to ensuring anesthesiologists evaluate and supervise the medical care of all patients before, during and after surgery. ASA members also lead the care of critically ill patients in intensive care units, as well as treat pain in both acute and chronic settings.
For more information on the field of anesthesiology, visit the American Society of Anesthesiologists online at asahq.org. To learn more about how anesthesiologists help ensure patient safety, visit asahq.org/madeforthismoment. Follow ASA on Facebook, X, Instagram, Bluesky, and LinkedIn.
* * *
Original text here: https://www.asahq.org/about-asa/newsroom/news-releases/2025/11/medicare-policy-will-deny-coverage-for-medically-necessary-treatments-for-debilitating-pain-and-potentially-increase-opioid-use-and-misuse
[Category: Medical]
FTA Launches Annual 'Smarter Than Scams' Campaign to Help Consumers Outsmart Scammers This Holiday Season
WASHINGTON, Nov. 13 -- The Financial Technology Association issued the following news release on Nov. 12, 2025:
* * *
FTA Launches Annual "Smarter Than Scams" Campaign to Help Consumers Outsmart Scammers This Holiday Season
In partnership with Cash App, PayPal, and Venmo, the campaign empowers consumers to recognize evolving scams and highlights how fintech industry leaders protect people and payments from bad actors.
*
Today, the Financial Technology Association (FTA) launched its annual Smarter Than Scams campaign to help consumers spot, avoid, and report scams during the holiday shopping
... Show Full Article
WASHINGTON, Nov. 13 -- The Financial Technology Association issued the following news release on Nov. 12, 2025:
* * *
FTA Launches Annual "Smarter Than Scams" Campaign to Help Consumers Outsmart Scammers This Holiday Season
In partnership with Cash App, PayPal, and Venmo, the campaign empowers consumers to recognize evolving scams and highlights how fintech industry leaders protect people and payments from bad actors.
*
Today, the Financial Technology Association (FTA) launched its annual Smarter Than Scams campaign to help consumers spot, avoid, and report scams during the holiday shoppingseason. As fraudsters deploy increasingly sophisticated tactics - from AI-generated voices to urgent payment requests - FTA's national education campaign, in partnership with Cash App, PayPal, and Venmo, equips consumers with simple, effective steps to protect their money and stay ahead of scammers.
"Bad actors are getting more sophisticated every year, especially during the holiday season," said Penny Lee, FTA's President and Chief Executive Officer. "The good news is that staying safe doesn't have to be complicated. Simple steps like pausing before you pay, questioning deals that seem too good to be true, and only sending money to people you know and trust can make all the difference. We're proud to partner with Cash App, PayPal, and Venmo to make sure Americans have the tools they need to protect themselves and their money during the holiday season."
"Millions of people trust Cash App every day to send money safely, and protecting them is our top priority," said Brian Boates, Chief Risk Officer at Block. "Scammers are getting more sophisticated, using AI-generated voices and social media tactics to target people during the busy holiday season. That's why we've built smart defenses that work behind the scenes: real-time machine learning that helps spot suspicious activity, in-app alerts that give customers a chance to pause before sending money, and a customer-friendly reimbursement program. Through our technology-first approach, we're constantly improving our detection systems to stop bad actors while helping make sure legitimate payments go through smoothly. But technology alone isn't enough. With the Smarter Than Scams (http://smarterthanscams.com/) campaign, we're giving people the tools and knowledge they need to recognize scams and protect themselves this holiday season and beyond."
"Each year, PayPal and Venmo power nearly $2 trillion in worldwide digital commerce, reflecting the strong trust that consumers have placed in us to help safeguard their transactions and digital identity," said Aaron J. Webster, Global Chief Risk Officer at PayPal. "As scammers adopt new tactics, we have moved from defense to offense by investing in advanced AI systems for continuous risk assessment across tens of billions of transactions and proactive alerts that shield customers from harm in real-time. Safety and trust are at the forefront of everything we do, and through collaborative initiatives like Smarter Than Scams, we are helping consumers stay informed, confident, and in control of their money."
Each year, around the holidays, millions of Americans shop for gifts, look for deals, and donate to charities - making this time a prime window for scammers who respond by ramping up their efforts. One survey found that over 80% of U.S. adults reported being targeted by fraud associated with the holiday season.
Financial technology companies are helping consumers stay on top of the threat of scams through the Smarter Than Scams campaign -- sharing timely tips, real-world scam examples, and safety reminders across apps, social media, and community channels to help people stay alert and pay it safe. The campaign spotlights the most common scams consumers face during the holidays, including charity, gift card, phishing, invoicing, pet deposit, and romance scams. It also reminds consumers of practical steps to outsmart bad actors:
1. Keep Your Guard Up - Use strong passwords, enable two-factor authentication, and never share one-time codes or sign-in links.
2. Pause Before You Pay - Check messages in the official app or website, and be cautious with unexpected requests, even from familiar names.
3. Pay it Safe - Send money only to people or businesses you know and trust, monitor your accounts, and report suspicious activity directly in the platform you're using.
FTA unites leading financial technology companies dedicated to preventing scams and protecting consumers. Members, including Cash App, PayPal, and Venmo, use AI-driven technology, real-time monitoring, and close collaboration with law enforcement to identify and address fraud trends. As fraud tactics evolve, FTA is urging federal policymakers to embrace digital solutions like AI, modernize regulatory requirements to reflect the digital age, and advance a coordinated national strategy to keep consumers safe.
For more information on how to stay safe from scams this holiday season, visit SmarterThanScams.com.
* * *
ABOUT US
The Financial Technology Association (FTA) is a network of fintech leaders shaping the future of finance. We champion the power of technology-driven financial services to catalyze innovation and advocate for modernized policies and regulations that reflect the digital transformation.
* * *
Original text here: https://www.ftassociation.org/fta-launches-annual-smarter-than-scams-campaign-to-help-consumers-outsmart-scammers-this-holiday-season/
[Category: Financial Services]
Association of International CPAs: Year-End Tax and Financial Planning Tips From CPAs
NEW YORK, Nov. 13 -- The Association of International Certified Professional Accountants issued the following news release:
* * *
Year-End Tax and Financial Planning Tips from CPAs
Washington, D.C. - With just a few weeks left in 2025, the American Institute of CPAs (AICPA) advises taxpayers to take action and make year-end tax and financial planning moves that can help prepare them for 2026, especially at tax time. Planning is even more important this year, ahead of the adoption of tax law changes effective this year and next.
"Taking action before the end of this year can be a huge benefit
... Show Full Article
NEW YORK, Nov. 13 -- The Association of International Certified Professional Accountants issued the following news release:
* * *
Year-End Tax and Financial Planning Tips from CPAs
Washington, D.C. - With just a few weeks left in 2025, the American Institute of CPAs (AICPA) advises taxpayers to take action and make year-end tax and financial planning moves that can help prepare them for 2026, especially at tax time. Planning is even more important this year, ahead of the adoption of tax law changes effective this year and next.
"Taking action before the end of this year can be a huge benefitto your financial health in 2026," says Dan Snyder, CPA/PFS, Director of AICPA Personal Financial Planning. "There have been many changes in the tax and financial planning space this year and now is the time to educate yourself and make changes that can affect your tax bill before April 15, 2026."
TAX TIPS
* Standard deduction is higher for next year: Under the new tax bill, the standard deduction has been permanently increased and indexed for inflation. With higher standard deduction amounts, taxpayers should consider bunching itemized deductions.
* Charitable Giving
Taxpayers need to consider timing of charitable donations before the tax law changes in 2026. In 2026, a small above-the-line deduction will be available and, for itemizers and high-income taxpayers, the tax benefits of charitable giving will have new limits. Taxpayers should also make sure to keep thorough records of all donations, including receipts and bank statements.
* Check your W4 withholdings:
Accurate withholding helps ensure that you are paying enough tax through payroll and reduces the chance that you will owe a significant amount on your next tax return.
* Senior bonus deduction:
Taxpayers age 65+ with AGI under the limits may claim a $6,000 deduction for 2025-2028. Qualifying taxpayers may want to consider ways to reduce their taxable income to qualify for the deduction.
* Check your qualifications for deductions on tips and overtime:
Applicable for tax year 2025, a new federal tax deduction is available on overtime and tips. There are income phaseouts and reporting requirements for these deductions.
* Take advantage of the new deduction for buying an American car assembled in the US: This new deduction applies to tax year 2025 and allows individuals to write off the interest paid on auto loans for these vehicles, up to $10,000. There are income phaseouts for this deduction.
PERSONAL FINANCIAL PLANNING TIPS
* Update beneficiaries if necessary:
* This can be an easy way to save yourself and your heirs from an expensive mistake. Review your designations for items like life insurance and retirement plans and make sure beneficiary names are updated. Beneficiary forms supersede will and trust directives when settling an estate.
* Consider a Roth IRA conversion: Consider converting traditional IRA funds to Roth IRAs if you expect higher future tax rates and fits your retirement (to allow tax-free distributions) and estate plans (heirs would inherit tax-free asset).
* Plan for education: Recent changes to legislation, in particular, for 529 plans, may qualify contributions for state tax deductions and allow gifting up to IRS limits but these contributions need to be made by the end of the year.
* Harvest your investment losses and gains: Align your harvesting strategy with current and projected income levels to make the most of available tax thresholds. Consider selling investments that have declined in value to offset capital gains to reduce your taxable income. If you are in a lower tax bracket or have unused losses, you might benefit from selling appreciated assets to lock in gains.
* Spend through flexible savings accounts: Now is the time to "use it or lose it "when it comes to Flexible Savings Accounts (FSAs) or Limited FSAs. Some FSAs will allow you to carry over a certain amount, so be sure to check your individual plan to see if any of those funds carry over into next year.
* Take all of your Required Minimum Distributions (RMDs): If you miss the deadline, you could be subject to a 25 percent penalty on the portion of your RMD you failed to withdraw.
* Catch up on your 401k contributions: If you are over the age of 50, you can contribute up to $31,000 to your 401k plan in 2025. There is a special rule for those aged 60-63 that allows additional contributions for a total allowable contribution of $34,750 for 2025, with additional strategies that can allow even more. Make sure you've maximized your contributions and make plans to modify your contribution amounts for 2026.
* Take advantage of Medicare Open Enrollment: Medicare Open Enrollment ends December 7, 2025. Evaluate your prescriptions, potential changes in insurance drug lists and how effective the plan you currently have has been for your health needs. Consider making changes to your plan or adding additional coverage. For 2026, Medicare has implemented a $2,100 out-of-pocket maximum for Part D prescription drugs.
"Talk with your CPA or CPA Personal Financial Specialist (CPA/PFS) as soon as possible," says Snyder. "They have the knowledge to best help you with taxes and much more for this year and next. The more communication you have with him/her, the better they can help you plan for your financial future."
* * *
About the American Institute of CPAs
The American Institute of CPAs (AICPA) is the world's largest member association representing the CPA profession, with 397,000 members and a history of serving the public interest since 1887. AICPA members represent many areas of practice, including business and industry, public practice, government, education, and consulting. A founding member of the Association of International Certified Professional Accountants, the AICPA sets ethical standards for the profession, attestation standards, and U.S. auditing standards for private companies, not-for-profit organizations, and federal, state, and local governments. It develops and grades the Uniform CPA Examination, offers specialized credentials, partners across the profession to build future talent, and drives continuing education to advance the vitality, relevance, and quality of the profession.
* * *
Original text here: https://www.aicpa-cima.com/news/article/year-end-tax-and-financial-planning-tips-from-cpas
[Category: Accounting]
Airlines for America Statement on House Vote to Reopen Government
WASHINGTON, Nov. 13 -- Airlines for America issued the following news:
* * *
Airlines for America Statement on House Vote to Reopen Government
The following statement is attributable to Airlines for America (A4A):
We are grateful to members of the House of Representatives for passing legislation that will reopen the federal government. The shutdown has caused significant disruptions for the traveling and shipping public and added stress on our nation's air traffic controllers and TSA officers who have been working without pay for 43 days.
Having a fully functioning government is vital to
... Show Full Article
WASHINGTON, Nov. 13 -- Airlines for America issued the following news:
* * *
Airlines for America Statement on House Vote to Reopen Government
The following statement is attributable to Airlines for America (A4A):
We are grateful to members of the House of Representatives for passing legislation that will reopen the federal government. The shutdown has caused significant disruptions for the traveling and shipping public and added stress on our nation's air traffic controllers and TSA officers who have been working without pay for 43 days.
Having a fully functioning government is vital toensuring that our nation's airspace is safe, reliable and open, especially at this time of record air travel and increased reliance on cargo shipments. Reopening the government will allow U.S. airlines to restore their operations ahead of the busy Thanksgiving holiday.
We appreciate President Trump for acting with urgency and signing this bill into law tonight.
* * *
Original text here: https://www.airlines.org/news-update/airlines-for-america-statement-on-house-vote-to-reopen-government/
[Category: Transportation]
Airlines for America Applauds President Trump for Signing Bill to Reopen Government
WASHINGTON, Nov. 13 -- Airlines for America issued the following news:
* * *
Airlines for America Applauds President Trump for Signing Bill to Reopen Government
The following statement is attributable to Airlines for America (A4A):
With President Trump's signature, the longest shutdown in our nation's history has finally come to an end.
This prolonged disruption placed significant strain on millions of Americans--including travelers, shippers and the federal employees who keep our aviation system safe. We are grateful to the dedicated air traffic controllers and TSA officers who showed up
... Show Full Article
WASHINGTON, Nov. 13 -- Airlines for America issued the following news:
* * *
Airlines for America Applauds President Trump for Signing Bill to Reopen Government
The following statement is attributable to Airlines for America (A4A):
With President Trump's signature, the longest shutdown in our nation's history has finally come to an end.
This prolonged disruption placed significant strain on millions of Americans--including travelers, shippers and the federal employees who keep our aviation system safe. We are grateful to the dedicated air traffic controllers and TSA officers who showed upfor work despite not getting paid. Additionally, thousands of airline employees have been going the extra mile to take care of customers during these challenging days.
When the FAA gives airlines clearance to return to full capacity, our crews will work quickly to ramp up operations especially with Thanksgiving holiday travel beginning next week.
We implore Congress to ensure future funding bills do not allow aviation to become collateral damage in Washington's policy debates. The FAA's Airport and Airway Trust Fund currently has $5 billion that could be used to pay air traffic controllers during future shutdowns. We ask Congress to consider legislation that would implement a long-term solution.
* * *
Original text here: https://www.airlines.org/news-update/airlines-for-america-applauds-president-trump-for-signing-bill-to-reopen-government/
[Category: Transportation]
