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Bank Lending Declines Due to Regulations, Reserves, Rice Expert Says
January 11, 2019
HOUSTON, Texas, Jan. 11 -- Rice University issued the following news release:

Despite very low interest rates since the 2008 financial crisis, lending by U.S. banks has failed to recover due to increased regulation and banks holding excess reserves, according to an expert at Rice University's Baker Institute for Public Policy.

Thomas Hogan, a fellow in public finance, outlined his insights in a new issue brief, "What Caused the Post-crisis Decline in Bank Lending?& . . .

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